How to Join a Credit Union Through an Association
Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.
What Associations Can Make Me Eligible for Joining a Credit Union?
Many credit unions offer associational membership, allowing you to become a member by joining one of their partner associations.
At Listerhill, you no longer need to go to school, live, or work in the counties in our existing field of membership. You can join Listerhill and access our exclusive savings, products, and services if you're a member of the Kicks for Kids Association.
Whether you’re looking for lower interest rates on loans, higher dividends on savings accounts, or just friendly, convenient customer service, we’re your credit union!
What’s The Process to Join a Credit Union Through an Association?
Of course, it isn’t automatic. If you decide to join our credit union through the Kicks for Kids Association (and live in Alabama, Tennessee, Georgia, or Mississippi), there are still certain steps you need to take to join our credit union.
Here, we’ll guide you through the simple (inexpensive!) process of how to join a credit union through an association, so you can begin reaping all of the rewards and benefits of a membership with us!
First, Make Sure You’re an Association Member or Become One
This step may sound obvious, but if you don’t meet any of our other eligibility criteria, you can’t be a Listerhill Credit Union member unless you have an active membership with the Kicks for Kids Association.
If you aren’t already a member of any of this association, you can join it at the same time you join us. Simply complete the normal Listerhill member application process. We’ll initiate your membership with the Kicks for Kids Association.
Will I Have to Pay Any Fees to Join This Association?
The good news is that you won't pay anything upfront! Listerhill covers your association membership fees for the entire first year. That way, you can join our credit union family without any initial cost.
After your first year, you'll have a choice to make. You can either:
Continue your association membership by paying the annual dues yourself
Cancel your association membership at no penalty
Here's what's important to know: Your decision about the association membership won't impact your Listerhill membership at all. Once you become a member of our credit union, you're a member for life, regardless of your association membership status.
Second, Complete Your Credit Union Membership Application
Once you've decided if you want to establish your eligibility through the Kicks for Kids Association, it's time to complete your Listerhill membership application.
We've made joining as convenient as possible, whether you want to apply in person at one of our accessible branch locations or online from anywhere.
Regardless of the way you choose to apply for membership, you’ll need to:
Open a Share Savings Account with a minimum deposit of just $5 to establish your credit union membership. This savings account serves as your membership share and officially makes you a Listerhill member.
During the application process, you can also choose from our other financial products if they interest you. We offer a full range of financial products, like checking accounts, loans, credit cards, and certificates of deposit (CDs).
You'll indicate that you're a new member and specify your eligibility criteria during the application. As mentioned earlier, we'll handle initiating your association membership simultaneously, so you don't need to worry about completing separate applications.
Additional Listerhill Advantages
Once you’re a full-fledged Listerhill member, your family members are eligible to join, too! But that’s really only the beginning. You’ll also be part of a financial institution that cares about more than profit.
As a member-owned nonprofit, we're deeply connected to our communities. We provide financial education to members, encourage employee volunteering, and support local schools through sponsorships, donations, and scholarships.
More:Learn about Listerhill's community contribution opportunities.
Want to Learn More About How to Join a Credit Union?
Credit unions are a great way to grow your money where it will do the most good. We’re a community of people who share your interests, whether it’s because we live and work in the same community or because we care about the same things.
Because we're member-owned and not-for-profit, we can focus on what matters most: helping you save and succeed financially.
More:Learn more about our community and join us.
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