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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Car With Bow

Low Rate vs. Cash Back Auto Financing Calculator

How It Works

When buying a car, you may be faced with either a cash back incentive or lower interest rate. This calculator outlines the total amount you’ll pay with either option, comparing total savings.

Enter the price, down payment, loan term, and interest rate (not the low offer rate) for the car you’re hoping to buy. You’ll also be given options to enter a trade in value. When done, you’ll see which offer saves you more money, the predicted loan amount, and how much you could save.

What is Auto Financing?

Everyone thinks about their next new car months before making a final purchase, but few people consider whom they should finance through or what that process will look like. Don't panic. Auto financin...

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How Do Auto Loans Work From Credit Unions?

When you get an auto loan, you have many choices regarding a lender. If you are considering a credit union to finance your new car you might be wondering, how do auto loans work from credit unions?

Read
When Do You Need a Cosigner for a Car Loan?

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Home Options
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Which of these banking options are you interested in?
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What kind of account are you looking for?
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Common Links

Frequently Asked Questions

  • Will this upgrade affect my Online or Mobile Banking?

    Not at all. Those services remain unchanged.

  • What if I forget my code?

    We can verify your identity and easily reset it for you.

  • Will I still be able to speak with a representative?

    Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.

  • How do I set up my code?

    Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.

  • What is an Automated Access Code?

    A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.