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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Auto Refinance Calculator (Term)

How It Works

Refinancing an auto loan is essentially getting a new loan with new terms. Refinancing to a shorter term will likely save you money, since you won't be paying interest for as long. It's also likely that you'll get a lower interest rate. 

Enter the terms of your current loan and the terms of a potential refinanced loan to compare the overall costs.

What is Auto Financing?

Everyone thinks about their next new car months before making a final purchase, but few people consider whom they should finance through or what that process will look like. Don't panic. Auto financin...

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How Are Auto Loans Calculated? (And Why You Should Care)

When shopping for an auto loan, you know that you want the best rate and the lowest payment you can get. But do you ever stop to think about how auto loans are calculated? If not, it's time to have th...

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Can I Refinance My Car (And Should I?)

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Frequently Asked Questions

  • Do I have to be a Listerhill member to apply?

    You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.

  • What does 0% APR for 12 months mean?

    It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.

  • How long does the 0% APR last?

    This introductory 0% APR offer applies for 12 months from account opening.

  • Do current Listerhill credit cardholders qualify?

    No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.

  • Who qualifies for the 0% APR for 12 months offer?

    This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.