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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
We believe innovation should make life simpler - not more complicated. That's why we're excited to introduce Tap to Add Card, a new feature that makes adding your Listerhill debit or credit card to your mobile wallet faster, easier, and more secure.
FLORENCE, Ala. — Listerhill Credit Union is excited to announce the official launch of its University of North Alabama (UNA)-branded Signature and Platinum credit cards, continuing Listerhill’s dedication to supporting the UNA campus and the local community. This multi-year collaboration enhances Listerhill's ongoing commitment to providing financial wellness and valuable services to the UNA community, including students, athletes, faculty, alumni, and employees.
Credit cards provide instant access to borrowing that can make it easier to manage your monthly expenses and afford larger purchases.
Transferring your credit card balance from one card to another can allow you to save on interest and reduce stress with fewer monthly payments.
You're thinking about closing your credit card. Sounds harmless, right? Well, it depends. In some cases, it will make sense to close a credit card, but in most situations, it's better if you leave it open, even if you don't use it.
Credit cards come in all shapes and sizes to suit every financial situation. Of course, everyone wants the most competitive interest rate but that's not the only factor to keep in mind when deciding which card is right for you.
You might want a low limit to build credit or a high limit to cover big purchases. You might want to earn cash back on purchases or earn points that you can redeem for rewards. Read on for simple ideas about what to look for in a credit card!
Do you like credit card debt? Of course not! Sadly, debt is something nobody wants yet many people have. This poses the all-too-often question of what’s the fastest way of paying off credit card debt?
The good news is that paying off credit card debt fast might be easier than you think! Your primary plan for absolving credit card debt is to find the best way that works best for your finances. And to not lose focus.
Let’s look into a few strategies for paying off credit card debt so you have one less worry in your life (and fewer bills to pay).
Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:
Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.
Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.
In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:
Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.