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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Listerhill Employees Cheering and Celebrating in Branch with Balloons, Signs, and Giant Check

Our Great Giveback Grand Prize Winner, Percy Jones

Meet Percy Jones, who had his Listerhill loans paid off!

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.



During our Great Giveback campaign, we gave four lucky winners $500 cash each and paid off a lucky winner’s loans (which was up to $25,000)! Our grand prize winner for the Great Giveback was Mr. Percy Jones! And to make the prize even more grand, we donated $2,500 in his name towards St. Jude Children’s Hospital, a nonprofit special to Mr. Jones.

How were we able to keep such a big secret from Mr. Jones? We invited him into the branch under the guise of doing a video testimony about how much of a great experience he had while doing business with us.

When it was revealed that he was our grand prize winner, Percy said all he could think was, “Wow, what a blessing!” He was so shocked and happy to learn that his Listerhill loans had been paid off and then was even more surprised to see his family there! When asked about how the Great Giveback affected his life, Percy says that he's now able to better save his money, pay off other debt, and has so much more flexibility during the month. Finally, Percy added, “The Great Giveback shows what makes Listerhill Credit Union stand out in our community.”

Even if you missed our Great Giveback, you can still participate in our “Have More Funds” loan giveback! By bringing your loans to Listerhill, you can earn up to $500 cash back on your next auto, personal, or recreation loan while enjoying low interest rates and flexible payment options. To learn more or apply, please visit https://listerhill.com/funds.

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Frequently Asked Questions

  • How can I avoid overdraft fees?

    All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

    Additionally, we provide our members with overdraf services like:

    • Standard Overdraft Coverage

    • Debit Card Overdraft Coverage

    • Overdraft Protection

  • How can I start using mobile banking?

    To Get Started with our Mobile Banking app:

  • Do I have to pay any monthly service fees for having a checking account at Listerhill?

    Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

    If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!

  • Why should I open a Growth Checking account?

    Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

    If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!

  • What is everyday checking?

    Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

    If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

    Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!