Get approved faster than ever.

Whether you're shopping for a new set of wheels or planning a family vacation, our application process is easier than ever - with absolutely no application fees. And with cash back* on every new loan, it's never been easier, or more rewarding, to plan your summer of fun. 

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Loans that make life fun.

Make your dream of owning an RV, boat, ATV, or motorcycle a reality with a Recreational Loan. With low interest rates, no application fee, and flexible payback options, a Listerhill loan is smooth sailing from beginning to end. So you can sail (or ride) off into the sunset. 

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To apply for a loan, please fill out this short contact form and a local Member Advocate will contact you within one business day to complete your request.

 

What type of loan are you applying for?

*Cash back amount based on amount of loan. You could receive more based on the total loan amount. Cash back is only paid on new auto, personal, or recreation loan amounts totaling $2,500 or higher made directly with Listerhill Credit Union. Loans indirectly processed through dealers will not qualify. If refinancing an existing Listerhill loan, only new/additional amount is eligible for giveback. This promotion excludes mortgages, HELOCS, business loans, indirect auto loans, credit cards, lines of credit, share-secured loans, or deposit products. Loan must remain with Listerhill Credit Union for ninety (90) days or cash giveback will be added back to loan payoff amount. Any member receiving more than $600 in cash back will be provided with a 1099 by Listerhill Credit Union. Giveback is 0.75% of new consumer loan amount. Givebacks will be deposited into Listerhill Share Accounts when loan is completed. Promotion runs from April 1 - October 30, 2021. Limited time offer.

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Vehicle Options
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Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.