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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Listerhill Financial Wellness

We're all about improving lives in our communities.

Listerhill Credit Union strives to make our communities a better place, including for your organization. As a Listerhill Financial Wellness partner organization, you can give value to your employees through comprehensive benefits like financial seminars and free educational materials. Plus as a partner, you get access to exclusive and convenient banking services, all at no cost to you! With Listerhill Financial Wellness, you can increase productivity, reduce turnover rate, and attract talent by investing into your employees' financial health.

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What are the benefits?

As a nonprofit financial cooperative, Listerhill is owned by our members whom we help to play an active role in managing their finances. As a Listerhill Financial Wellness partner organization, you will be able to provide your employees with a range of perks to help you stand out. Plus, your employees will enjoy all the great benefits of belonging to a financial cooperative in addition to orientations and financial seminars.

Financial Wellness for All Ages

Our program is not limited by age or lifestyle. There's something for everyone from the 8th grade to senior citizens.

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Numerous Borrowing Options

Enjoy numerous loan options including auto, personal, and recreational with competitive rates and terms. Also be able to take advantage of a full-service mortgage lending department. Need a credit card? Get a Signature Rewards Card with 2% cash back on every purchase.

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Checking Accounts with Easy Access

Pick a checking account with no minimum balance required or our interest-earning checking account. Plus, you can get up to 3 overdraft refunds per year on us. To top it off, get a free Visa debit card with rewards or a UNA Keystone Debit Card to give back to the University.

Program Features
Completely Free

Becoming a Listerhill Financial Wellness partner is completely free and is zero liability to your company.

Easy to Implement

No additional staffing or resource allocation needed!

Builds Employee Loyalty

Offering exclusive benefits through Listerhill Financial Wellness builds employee loyalty and helps your organization stand out in a competitive employment market.

Encourages Employee Financial Stability

Financially stable employees are shown to be more confident and produce higher quality work.

Financial Seminars Available

Initial on-site employee orientations, re-orientations and financial seminars are all free for Listerhill Financial Wellness partner organizations.

Listerhill Support

Get Listerhill's support at benefit fairs and during open enrollment.

Same-Day Account Opening

We can immediately assist your employees who would like to open an account during our visit.

Free Educational Materials

We provide all materials at no charge, including brochures and financial wellness educational workbooks.

Free Listerhill Participation

Enjoy free participation in employee benefits fairs, new employee orientation meetings, and other organizational events.

Ready to partner with Listerhill Credit Union?

Fill out our contact form and a Business Development representative will contact you.

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Member Testimonial

"Listerhill’s Financial Wellness initiative has helped me become more financially literate and has impacted my life in such a positive way. The program has given me something to look forward to and has motivated me in a way that now I get excited to save. This initiative is a blessing and it's needed in our communities." — Pornesha Armstead

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Frequently Asked Questions

  • What happens when federally insured credit unions merge?

    If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.

  • What happens if a federally insured credit union is liquidated?

    The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.

  • If a credit union is liquidated, what is the timeframe for payout of the funds that are insured if the credit union cannot be acquired by another credit union?

    Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.

  • What happens to members with uninsured shares?

    Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.

  • What happens to my direct deposits if a federally insured credit union is liquidated?

    If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.