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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

We're all about a personal touch.

When you're ready to put down roots, our home team of Mortgage Loan Officers is here for you.

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When it comes to your mortgage, you'll feel right at home.

Our dedicated team of Mortgage Loan Officers are ready to help as you search for your dream home. When you choose Listerhill as your lender, you'll not only get a great rate and top-tier service--we will also never sell your loan, which means you'll always pay Listerhill. Because to us, it's personal.

Time to refinance? Lock in a great rate today.

It's no secret that interest rates are on the rise--so if it's time to refi, work with one of our Mortgage Loan Officers to lock in a great rate today.

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How to Buy a Second Home

Property is generally a smart long-term investment, and adding a second home can give you a valuable appreciating asset with many practical advantages. Let’s take a look at how to buy a second home an...

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HELOC: Home Equity Line of Credit FAQs

Thinking about tackling a home improvement project? Maybe you’re tired of making several different credit card payments and would like the convenience and savings of paying them off in one low-interes...

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How to Tap Your Home Equity With a Home Equity Loan or HELOC

If you need cash and you’re a homeowner, you have a few different options to tap into your home’s existing equity. A home equity loan, home equity line of credit, or cash-out refinance can get you the...

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.