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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
When you're ready to put down roots, our home team of Mortgage Loan Officers is here for you.
Our dedicated team of Mortgage Loan Officers are ready to help as you search for your dream home. When you choose Listerhill as your lender, you'll not only get a great rate and top-tier service--we will also never sell your loan, which means you'll always pay Listerhill. Because to us, it's personal.
It's no secret that interest rates are on the rise--so if it's time to refi, work with one of our Mortgage Loan Officers to lock in a great rate today.
NMLS# 449408
4790 E 2nd St, Muscle Shoals, AL 35661
256.383.9204, ext. 1222
saldridge@listerhill.com
NMLS# 207237
1623 Hatcher Lane, Columbia, TN 38401
256.383.9204, ext. 3813
cneill@listerhill.com
NMLS# 198718
17051 US-72, Rogersville, AL, 35652
256.383.9204, ext. 1386
vwilson@listerhill.com
NMLS# 1962170
300 US-72, Killen, AL 35645
256.383.9204, ext. 3940
bcunningham@listerhill.com
NMLS# 655785
22223 US HWY 72 Athens, AL 35613
256.383.9204, ext. 1397
klewis@listerhill.com
NMLS# 1701666
13400 Highway 43, Russellville, AL 35653
256.383.9204, ext. 2321
kcummings@listerhill.com
| Loans | APR as low as (%) | Term (Months/Years) |
|---|---|---|
| 30 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 30 years |
| 20 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 20 years |
| 15 Year Fixed Rate | Call 1-800-239-6033 for the latest rate | 15 years |
| Home Equity Line of Credit | 4.00%, variable | 10 year draw, 20 year payback |
| 3/3 Adjustable Rate Mortgage | 4.99% | 3 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage | 5.25% | 5 years (amortized over 30 years) |
| 5/5 Adjustable Rate Mortgage - 100% of Purchase Price | 6.50% | 5 years (amortized over 30 years) |
| Short Term Fixed | 5.75% | 10 years |
| Construction Loan | 7.49% | 12 months |
| Land Loan | 6.75% | 10 years |
| Land Loan | 7.25% | 20 years |
| Loans | 30 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 30 years |
| Loans | 20 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 20 years |
| Loans | 15 Year Fixed Rate |
| APR as low as (%) | Call 1-800-239-6033 for the latest rate |
| Term (Months/Years) | 15 years |
| Loans | Home Equity Line of Credit |
| APR as low as (%) | 4.00%, variable |
| Term (Months/Years) | 10 year draw, 20 year payback |
| Loans | 3/3 Adjustable Rate Mortgage |
| APR as low as (%) | 4.99% |
| Term (Months/Years) | 3 years (amortized over 30 years) |
| Loans | 5/5 Adjustable Rate Mortgage |
| APR as low as (%) | 5.25% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Loans | 5/5 Adjustable Rate Mortgage - 100% of Purchase Price |
| APR as low as (%) | 6.50% |
| Term (Months/Years) | 5 years (amortized over 30 years) |
| Loans | Short Term Fixed |
| APR as low as (%) | 5.75% |
| Term (Months/Years) | 10 years |
| Loans | Construction Loan |
| APR as low as (%) | 7.49% |
| Term (Months/Years) | 12 months |
| Loans | Land Loan |
| APR as low as (%) | 6.75% |
| Term (Months/Years) | 10 years |
| Loans | Land Loan |
| APR as low as (%) | 7.25% |
| Term (Months/Years) | 20 years |
All Mortgage and Home Loans are subject to credit approval. Actual rate will be determined by the credit worthiness of the borrower. Rates are subject to change without notice. The APR on adjustable-rate home loans may vary and are subject to change after consummation. Other restrictions may apply. Equal Housing Lender. Please call a loan officer for down payment information. APR = Annual Percentage Rate.
Not at all. Those services remain unchanged.
We can verify your identity and easily reset it for you.
Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.
Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.
A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.