Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
By clicking "Continue," you will leave Listerhill's website and enter a website hosted by a third party. Please be aware that this external website is not operated by Listerhill Credit Union. We are not responsible for the content, availability or the security of this linked site, and our privacy policies do not apply. We encourage you to review the privacy and security policies of the site you are visiting.
When you're ready to put down roots, our home team of Mortgage Loan Officers is here for you.
Our dedicated team of Mortgage Loan Officers are ready to help as you search for your dream home. When you choose Listerhill as your lender, you'll not only get a great rate and top-tier service--we will also never sell your loan, which means you'll always pay Listerhill. Because to us, it's personal.
It's no secret that interest rates are on the rise--so if it's time to refi, work with one of our Mortgage Loan Officers to lock in a great rate today.
NMLS# 449408
4790 East Second Street, Muscle Shoals, AL 35661
256.383.9204, ext. 1222
saldridge@listerhill.com
Effective 10/1/2026
Mortgage and Home Loans are subject to credit approval. Actual rates will be determined by the individual creditworthiness of each borrower. Rates are subject to change without notice. The APR on adjustable-rate home loans may vary and are subject to change after consummation. Property, occupancy, underwriting, and other restrictions may apply. Equal Housing Lender. Contact a loan officer for current rates, APRs, down payment requirements, and complete program details. APR = Annual Percentage Rate.
Mortgage
5 min read
Property is generally a smart long-term investment, and adding a second home can give you a valuable...
Read More
Mortgage
5 min read
Thinking about tackling a home improvement project? Maybe you’re tired of making several different c...
Read More
Mortgage
5 min read
If you need cash and you’re a homeowner, you have a few different options to tap into your home’s ex...
Read More
Mortgage
5 min read
If you're thinking about refinancing your home, you can probably remember all the paperwork it took ...
Read More
Mortgage
5 min read
When interest rates decline, refinancing your mortgage can be a good way to save money. How much you...
Read More
Yes. You can apply for a qualifying Listerhill checking account online. During the application process, you'll provide the information needed to open your account and establish your banking relationship with Listerhill.
An "eligible school" is a state-registered school (an educational institution that has been officially recognized and approved by a state education authority to operate) in Alabama or Tennessee. Donations are made directly to the designated school and are not paid to the member.
Qualifying checking accounts promoted as part of this offer have no minimum balance requirement. However, Listerhill's Growth Checking account does require a minimum balance of $1,000 to avoid a monthly low-balance fee. See full Growth Checking account rates and terms.
Current Listerhill members may be eligible for the $250 cash giveback if they:
Eligibility is subject to membership requirements and qualifications for Everyday and Growth Checking products.
Open a qualifying checking account, obtain an associated debit card, use that card for qualifying purchase activity and receive qualifying direct deposits that meet the offer requirements. Additional eligibility requirements and offer terms apply.