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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Student Loan Payoff Calculator

How It Works

Student loans are never ideal, but sometimes they’re unavoidable. And the trick to paying them off quickly is to add just a bit to your monthly student loan payment. This reduces the time it takes to pay off the loan and lessens the amount you pay in interest.

The Student Loan Payoff Calculator helps by showing how much time and money you’ll save if you add various amounts to your monthly payment.

  1. Enter your current student loan balance in the text box under “Loan Balance.”
  2. Enter how long your loan term will last in the text box to the right of “Loan Term” or adjust the slider below it.
  3. Add your loan’s interest rate into the text box or adjust the slider.
  4. Finally, enter the amount you hope to add to your monthly payment (Added Monthly Amt) in the last slider or text box.
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Common Links

Frequently Asked Questions

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.

  • What if I prefer to make my payments through the "Pay Your Loan" link on the Listerhill website?

    Unfortunately, after the transfer you will not be able to use this link to pay your mortgage. However, you can visit here to view all mortgage information and payment options.

  • What if I prefer to make my payments over the phone?

    You can reach TruHome's payment center by calling 844-203-3642.

  • What if I prefer to make my payments by mail or through Bill Pay at another financial institution?

    As a national servicing company, TruHome will probably be in your other financial institution's list of payees who accept electronic payments. If not, you can set up the account using the address below:

    TruHome Solutions, LLC

    P.O. Box 219958

    Kansas City, MO 64121-9958