Skip to Content loading...

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

individual_adobestock_202311

Student Loan Payoff Calculator

How It Works

Student loans are never ideal, but sometimes they’re unavoidable. And the trick to paying them off quickly is to add just a bit to your monthly student loan payment. This reduces the time it takes to pay off the loan and lessens the amount you pay in interest.

The Student Loan Payoff Calculator helps by showing how much time and money you’ll save if you add various amounts to your monthly payment.

  1. Enter your current student loan balance in the text box under “Loan Balance.”
  2. Enter how long your loan term will last in the text box to the right of “Loan Term” or adjust the slider below it.
  3. Add your loan’s interest rate into the text box or adjust the slider.
  4. Finally, enter the amount you hope to add to your monthly payment (Added Monthly Amt) in the last slider or text box.
Paying Off Student Loan Debt

As a recent college grad, you are excited to start a new chapter of life and jump into the future. You have worked for four years to finally get your degree. By the time you start your new job, there ...

Read
Can I Buy a House When I'm Paying Off a Student Loan?

Many graduated college students end their educational career with a huge amount of student loan debt. College grads often ask the question, "Is it possible for me to buy a house while I’m still paying...

Read
Are Credit Unions Better than Banks?

Navigating the world of personal finance can be perplexing, especially when determining which institution to entrust with your banking and financial needs. You have many possible options, including ba...

Read
default icon for intro
What can we help you with? *
default icon for borrow
What are you borrowing for?
default icon for vehicleOptions
Vehicle Options
default icon for homeOptions
Home Options
default icon for save
What are you saving for?
default icon for forMyKidsOptions
How old are your kids?
default icon for everydayBanking
Which of these banking options are you interested in?
default icon for checkingOptions
How old are you (or your child)?
default icon for purchasingPowerOptions
How old are you?
default icon for checking15Options
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • Will this upgrade affect my Online or Mobile Banking?

    Not at all. Those services remain unchanged.

  • What if I forget my code?

    We can verify your identity and easily reset it for you.

  • Will I still be able to speak with a representative?

    Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.

  • How do I set up my code?

    Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.

  • What is an Automated Access Code?

    A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.