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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Student Loan Payoff Calculator

How It Works

Student loans are never ideal, but sometimes they’re unavoidable. And the trick to paying them off quickly is to add just a bit to your monthly student loan payment. This reduces the time it takes to pay off the loan and lessens the amount you pay in interest.

The Student Loan Payoff Calculator helps by showing how much time and money you’ll save if you add various amounts to your monthly payment.

  1. Enter your current student loan balance in the text box under “Loan Balance.”
  2. Enter how long your loan term will last in the text box to the right of “Loan Term” or adjust the slider below it.
  3. Add your loan’s interest rate into the text box or adjust the slider.
  4. Finally, enter the amount you hope to add to your monthly payment (Added Monthly Amt) in the last slider or text box.
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Frequently Asked Questions

  • Do I have to be a Listerhill member to apply?

    You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.

  • What does 0% APR for 12 months mean?

    It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.

  • How long does the 0% APR last?

    This introductory 0% APR offer applies for 12 months from account opening.

  • Do current Listerhill credit cardholders qualify?

    No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.

  • Who qualifies for the 0% APR for 12 months offer?

    This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.