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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Debt Payoff Calculator

How It Works

Debt comes in so many shapes—credit cards, mortgages, car loans, student loans, etc.—and it always has a nasty way of demanding attention. But eliminating debt doesn’t have to consume you entirely. Here are some tools and tips that’ll help to pay down your debt so you can lounge in the comfort of a financially free life.

Though there are multiple debt payoff methods, the majority of them consist of paying more toward your debt than the monthly minimum. This way you can get rid of debt faster and save some money on interest. This calculator shows how long it will take to pay off a loan and how much accrued interest will need to be paid by the end of the loan’s payoff period.

  1. Enter how much money is currently owed on the loan in the “Loan Balance” text box.
  2. Adjust the sliders to match the details of the loan.
  3. Move the “Added Monthly Amt” slider to see how paying a bit more each month will save money on interest and change the final payoff date.
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Frequently Asked Questions

  • Will this upgrade affect my Online or Mobile Banking?

    Not at all. Those services remain unchanged.

  • What if I forget my code?

    We can verify your identity and easily reset it for you.

  • Will I still be able to speak with a representative?

    Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.

  • How do I set up my code?

    Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.

  • What is an Automated Access Code?

    A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.