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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Engage & Empower Your Employees With Listerhill

Engage & Empower Your Employees With Listerhill

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.

Did you know Listerhill Credit Union offers perks to our partner organizations in addition to individual member benefits? That's right. Employers like you can sign up for our free Listerhill Financial Wellness and then watch as you, your business, and your employees all reap the rewards.

Our Financial Wellness initiative can help you increase employee engagement and provide your employees with financial education so everyone in your workplace is happier and more productive. Read on to find out what you've got to gain today!

Challenges for Employers in Today's Job Market

In recent years, millions of Americans have quit the workforce in a trend known as the “Great Resignation.” Reasons for quitting may include early retirement, a need to stay home to care for children during school closures, or simply leaving one job in search of a better one.

Whatever the cause, we know that employers today are finding it hard to recruit and retain employees. That's why we're offering the free Listerhill Works program to our partnered businesses so we can all work together to improve the lives of people in our community.

We're confident Listerhill Financial Wellness can help your organization:

  • Increase worker productivity

  • Reduce turnover rate

  • Attract new talent

What Is the Listerhill Financial Wellness Initiative?

This initiative offers great value for employers and your employees alike. At no cost to you, we're offering your organization a range of services and resources to help you support your employees' financial health and wellbeing.

Listerhill Financial Wellness FAQ

Why is the initiative effective?

Research has shown that financially stable employees produce higher quality work and feel more confident.

Who is it for?

Our initiative is helpful to everyone from eighth-graders through to senior citizens.

What does it cost?

The initiative is completely free!

What staff will I need to run it?

The initiative doesn't need any extra staffing or resources from you.

What if I don't need all the services?

As an employer, you get the flexibility to pick and choose which features will work best for your organization.

How Listerhill Financial Wellness Can Increase Employee Engagement

In today's world, employees are seeking more than a paycheck. They want a meaningful job that offers a sense of purpose and fellowship. More than ever, your organization needs to stand out in a competitive job market.

Through Listerhill Financial Wellness, you can offer your employees exclusive benefits that will build employee loyalty and a sense of belonging in the community.

Exclusive Listerhill Financial Wellness benefits for your employees include:

  • New employee orientation meetings, plus reorientations

  • Employee benefits fairs

  • Other organizational events

Why Employee Financial Education Matters

The challenges of recent years have led many people to focus on achieving financial security so they can get through life's ups and downs. Similarly, employees are more likely to thrive if they're not worrying about making rent or putting enough food on the table for their families.

As a Listerhill Financial Wellness partner organization, you and your employees gain access to these free resources and services:

  • Financial seminars

  • Financial wellness educational materials, workbooks, and brochures

  • Our full-service Financial Planning department

Bonus Credit Union Perks for Your Employees

Chances are, your employees already have a bank account. But think of the simplicity and ease within your organization if all your employees are offered the chance to be part of our not-for-profit cooperative. We can save everyone time and money!

As a member of Listerhill Credit Union, you and your employees can enjoy these services:

  • Same-day account opening

  • Free checking account with a free debit card and no minimum balance

  • Savings accounts to suit every life stage, including certificates, IRAs, and rewards accounts

  • Exclusive and convenient banking services, like Smart ATMs and Online and Mobile Banking

  • Numerous loan options including credit cards and our full-service Mortgage Lending department

Increase Employee Engagement and Provide Employee Financial Education Today!

Engaging and empowering your employees is a sure way to help your organization grow and stand out in your local community.

Whether your focus is on employee engagement or employee financial education, Listerhill's Financial Wellness initiative is here to help you support your employees on their path to financial security.

Learn more about our program and how to get started.

Financial Wellness with Listerhill


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Frequently Asked Questions

  • What happens when federally insured credit unions merge?

    If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.

  • What happens if a federally insured credit union is liquidated?

    The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.

  • If a credit union is liquidated, what is the timeframe for payout of the funds that are insured if the credit union cannot be acquired by another credit union?

    Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.

  • What happens to members with uninsured shares?

    Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.

  • What happens to my direct deposits if a federally insured credit union is liquidated?

    If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.