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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

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Meals On Wheels

People Helping People: Community Action Agency of Northwest Alabama

We gave Meals on Wheels $500 for their efforts during COVID-19.

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.

Due to the COVID-19 pandemic, many organizations adjusted their practices and provided relief to people in need throughout their communities. Listerhill assisted these organizations by featuring them and donating $500 to their efforts! This article features Meals on Wheels through the Community Action Agency of Northwest Alabama.

Meals on Wheels of The Shoals ensures that seniors have access to adequate nutrition year round by delivering a hot, nutritious meal free of charge to those who can no longer cook for themselves due to a disability, doctor recommendation or recent surgery. They serve our elderly neighbors and those recovering from a surgery or who have a disability, living in Lauderdale, Colbert and Franklin Counties.

During the COVID-19 pandemic, Meals on Wheels of The Shoals adjusted their delivery schedules for the safety of their clients and volunteers – many of whom were in the high-risk category for COVID-19. During the state shutdown, the Sheriff Departments of all three counties delivered meals to their clients. Their delivery days changed from five days a week to three days a week with a hot meal and frozen meal delivered each day to cover six days of meals. This allowed them to reduce the risk of infection of their clients and volunteers. As our community opened back up, their volunteers returned for delivery but still observed the three days a week delivery schedule, wearing masks, wearing gloves, practicing sanitation best practices and social distancing with volunteers.

Meals on Wheels of The Shoals saw an increase in need for their services when the pandemic began and worked tirelessly to get everyone on a route for meal delivery. They delivered six meals per week, one hot and one frozen each week. This allowed them to have consistent interaction with their clients to ensure their wellness, mental health and connection with others. They are often the only interaction some of these community members have with the outside world, so it is important to check on them consistently.

Meals on Wheels of The Shoals is totally funded by our community and has been for 44+ years. A donation of $20 feeds a senior for a week! Donations can be made by going to their website at www.caanw.org and donating through their "Donate" button or by sending a check to the Meals on Wheels of The Shoals office at 745 Thompson Street, Florence, Alabama 35630. Those wishing to volunteer may contact them by calling 256-766-4330 ext. 106 and their coordinator will help plan volunteer time that fits your schedule.

Have an initiative or event you'd like to request funding for from Listerhill? You can fill out a donation request form here.

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Frequently Asked Questions

  • How can I avoid overdraft fees?

    All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

    Additionally, we provide our members with overdraf services like:

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  • Do I have to pay any monthly service fees for having a checking account at Listerhill?

    Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

    If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!

  • Why should I open a Growth Checking account?

    Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

    If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!

  • What is everyday checking?

    Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

    If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

    Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!