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Switch to a Listerhill checking account and we’ll give you $100.

With a Listerhill Everyday Checking account, you’ll enjoy great benefits like 3 overdraft refunds a year, no minimum balance, and on-the-go mobile banking.

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Here's How it Works
Switching Is Easy!
  • Open an Everyday Checking or Growth Checking account online or in one of our branches.
  • Switch your direct deposits and automatic withdrawals to your new Listerhill checking account.
  • Use your Free Visa debit card on all your daily purchases.
  • Download and use Listerhill’s Mobile Banking app.
Features of our Everyday Checking Account
Speedy Application

Apply for your account in 10 minutes or less with our quick, easy online application.

24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Overdraft Refunds

Get up to 3 overdraft refunds per year on us.

No Minimum Balance

You heard us correctly.

No Monthly Service Charge

There's no monthly fee when you use your debit card, credit card, or have a loan with us.

Great Local Service

You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.

Instant Issue Debit Cards

Visit any Listerhill branch and get a debit card printed on the spot.

See Locations

Account Alerts

Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.


View your account history anytime through eStatements. Paper statements also available.

Who is Listerhill?
We're a nonprofit financial cooperative!

Headquartered in the "hit recording capital of the world," Muscle Shoals, Alabama, Listerhill Credit Union is a financial cooperative whose beat is to improve lives in our community. We offers a comprehensive suite of financial products and services paired with innovative money management tools to match your lifestyle. With eligibility across the southeast and a speedy online application, you can take full advantage Listerhill's competitive rates and account benefits in minutes.

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Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Terms and Conditions: To receive the promotional incentive, new members must join the Credit Union during the campaign period (Monday, May 16, 2022 – Friday, October 28, 2022) and have an Everyday Checking or Growth Checking account open for 30 days or more, have 20 or more debit card transactions and $750 or more in Direct Deposits/ACHs within a 30-day period, and be enrolled in our Mobile Banking app.

To receive the promotional incentive, current members must meet the campaign inclusion qualifications as of Thursday, May 12, 2022, and also complete the following requirements within a 30 day period during the campaign (Monday, May 16, 2022 – Friday, October 28,2022): have 20 or more debit card transactions, have $750 or more in Direct Deposits/ACHs, and be enrolled in our Mobile Banking app. Campaign inclusion qualifications: member must be in good standing with the Credit Union, have a combination of savings and checking accounts which have 19 or less debit card transactions and $749 or less in Direct Deposits/ACHs within the 30 days prior to Thursday, May 12, 2022.

The $100 cash incentive will be paid via a special deposit into the member’s applicable checking account within 30 days of meeting the campaign qualifications.

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Frequently Asked Questions

  • What if I get an error message when I try to enroll an email address or U.S. mobile number?

    Your email address or U.S. mobile phone number may already be enrolled with Zelle® at another bank or credit union. Call our member support team at 256.383.9204 and ask them to move your email address or U.S. mobile phone number to your financial institution so you can use it for Zelle®.

    Once customer support moves your email address or U.S. mobile phone number, it will be connected to your bank account so you can start sending and receiving money with Zelle® through your Listerhill Credit Union banking app and online banking. Please call our member support team at 256.383.9204 for help.

  • Is my information secure?

    Keeping your money and information safe is a top priority for Listerhill Credit Union. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.

  • I'm unsure about using Zelle® to pay someone I don't know. What should I do?

    If you don't know the person, or aren't sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle® for these types of transactions.

    These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). Neither Listerhill Credit Union nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

  • Will the person I send money to be notified?

    Yes! They will receive a notification via email or text message.

  • How long does it take to receive money with Zelle®?

    Money sent with Zelle® is typically available to an enrolled recipient within minutes.3

    If you send money to someone who isn't enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will be available directly in your recipient's account, typically within minutes.3

    If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.

    If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. If you haven't received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

    Still having trouble? Please contact our member support team at 256.383.9204.