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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
When you bring us your loan, not only will you get our most competitive rate, we'll give you relationship pricing. Meaning that when you achieve certain "relationship" steps, we'll give you 0.25% off your rate. That's how we're able to give you up to 1% off your current loan rate!*
Everyone deserves to get the most out of their investment. At Listerhill, we want to be more than your lender - we want to be your neighbor! That's why we make achieving our relationship steps and getting relationship discounts easy.
Get 0.25% off your current loan rate when you:
We're so thankful for our members who have already taken steps to strengthen their relationship with our cooperative. You deserve to benefit from relationship pricing whether you've banked with Listerhill for 5 days or 50 years! That's why new and existing Listerhill members are both eligible to take advantage of relationship pricing!
We are excited and ready to meet you! When you complete our short contact form below, your information will be provided to one of our qualified Loan Officers.
They will reach out to you to help you learn more about what it means to lend with Listerhill Credit Union and how you can benefit not only from relationship pricing, but by being a part of a financial cooperative!
*APR = Annual Percentage Rate. All loans subject to membership requirements and credit approval. Rate and term may vary depending on each individual's credit history and underwriting factors. Relationship pricing discounts apply to auto, recreation, and personal loans opened within the last thirty (30) days from the time of request. Share secured loans, mortgages, HELOCs, Quick Loans, Greenlight loans, credit cards, and commercial loans are not eligible for relationship pricing discounts. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 5.24% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Rate and terms subject to change.
**APR = Annual Percentage Rate. Rate range from as low as 9.74% APR up to 18% maximum APR. As low as rate does not include a maximum relationship pricing discount of 1.00%. Personal loan terms from 48 to 72 months. The payment on a $10,000 loan would be $252.38 per month by using the $25.24 per $1,000 at a non-variable interest rate of 9.74% APR with a 48-month term. This equates to total repayment of $12,114.19 over the life of the loan.
Setting up a travel notification tells Listerhill that you will be using your card overseas or in a different state. By informing us ahead of time, you’ll make sure that legitimate transactions using your credit or debit card are not blocked, so you’ll always have access to your money.
Unlike regular paper statements, eStatements are available instantly. There’s no chance they will get lost in the mail, and you do not need to worry about misplacing them — they’re always available online. They’re also searchable, which makes it easier to find specific transactions. In addition, eStatements save paper, making them more cost-effective and environmentally friendly.
No, while you can track card activity using Online and Mobile Banking, you currently need to use the LCU Card App to set up card alerts and notifications. This functionality will be coming soon to Listerhill’s Online and Mobile Banking services.
Yes, the LCU Card App is designed to allow you to monitor and manage multiple cards, including both credit and debit cards.
Listerhill Online and Mobile Banking lets you access information about your card balances and transactions (once you have added your card details). The LCU Card App also lets you track card spending, but also allows you to add notifications and alerts, enable transaction alerts, view recent and pending transactions, and instantly lock or unlock cards.