Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
When you bring us your loan, not only will you get our most competitive rate, we'll give you relationship pricing. Meaning that when you achieve certain "relationship" steps, we'll give you 0.25% off your rate. That's how we're able to give you up to 1% off your current loan rate!*
Everyone deserves to get the most out of their investment. At Listerhill, we want to be more than your lender - we want to be your neighbor! That's why we make achieving our relationship steps and getting relationship discounts easy.
Get 0.25% off your current loan rate when you:
We're so thankful for our members who have already taken steps to strengthen their relationship with our cooperative. You deserve to benefit from relationship pricing whether you've banked with Listerhill for 5 days or 50 years! That's why new and existing Listerhill members are both eligible to take advantage of relationship pricing!
We are excited and ready to meet you! When you complete our short contact form below, your information will be provided to one of our qualified Loan Officers.
They will reach out to you to help you learn more about what it means to lend with Listerhill Credit Union and how you can benefit not only from relationship pricing, but by being a part of a financial cooperative!
*APR = Annual Percentage Rate. All loans subject to membership requirements and credit approval. Rate and term may vary depending on each individual's credit history and underwriting factors. Relationship pricing discounts apply to auto, recreation, and personal loans opened within the last thirty (30) days from the time of request. Share secured loans, mortgages, HELOCs, Quick Loans, Greenlight loans, credit cards, and commercial loans are not eligible for relationship pricing discounts. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 5.24% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Rate and terms subject to change.
**APR = Annual Percentage Rate. Rate range from as low as 9.74% APR up to 18% maximum APR. As low as rate does not include a maximum relationship pricing discount of 1.00%. Personal loan terms from 48 to 72 months. The payment on a $10,000 loan would be $252.38 per month by using the $25.24 per $1,000 at a non-variable interest rate of 9.74% APR with a 48-month term. This equates to total repayment of $12,114.19 over the life of the loan.
Not at all. Those services remain unchanged.
We can verify your identity and easily reset it for you.
Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.
Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.
A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.