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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
When you bring us your loan, not only will you get our most competitive rate, we'll give you relationship pricing. Meaning that when you achieve certain "relationship" steps, we'll give you 0.25% off your rate. That's how we're able to give you up to 1% off your current loan rate!*
Everyone deserves to get the most out of their investment. At Listerhill, we want to be more than your lender - we want to be your neighbor! That's why we make achieving our relationship steps and getting relationship discounts easy.
Get 0.25% off your current loan rate when you:
We're so thankful for our members who have already taken steps to strengthen their relationship with our cooperative. You deserve to benefit from relationship pricing whether you've banked with Listerhill for 5 days or 50 years! That's why new and existing Listerhill members are both eligible to take advantage of relationship pricing!
We are excited and ready to meet you! When you complete our short contact form below, your information will be provided to one of our qualified Loan Officers.
They will reach out to you to help you learn more about what it means to lend with Listerhill Credit Union and how you can benefit not only from relationship pricing, but by being a part of a financial cooperative!
*APR = Annual Percentage Rate. All loans subject to membership requirements and credit approval. Rate and term may vary depending on each individual's credit history and underwriting factors. Relationship pricing discounts apply to auto, recreation, and personal loans opened within the last thirty (30) days from the time of request. Share secured loans, mortgages, HELOCs, Quick Loans, Greenlight loans, credit cards, and commercial loans are not eligible for relationship pricing discounts. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 6% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Rate and terms subject to change.
Personal loan terms from 48 to 72 months. APR as low as 10.99%. As low as rate includes a maximum relationship pricing discount of 1.00%. The payment on a $10,000 loan would be $217.37 per month by using the $21.74 per $1,000 at a non-variable interest rate of 10.99% APR with a 60-month term. This equates to total repayment of $13,042.46 over the life of the loan.
All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.
Additionally, we provide our members with overdraf services like:
Standard Overdraft Coverage
Debit Card Overdraft Coverage
Overdraft Protection
To Get Started with our Mobile Banking app:
Download the app to your device from the Apple App Store or Google Play.
Sign in using your Online Banking credentials.
Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.
If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!
Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!
If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.
If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.
Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!