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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Start your college journey on the right foot by making sure your financial situation is solid! We've got you covered with our college financial checklist - available for free to use online or download.
We are strengthening our partnership thanks to users of Listerhill's UNA Keystone debit card. Each time you swipe your Keystone Card, Listerhill donates a portion of the transaction back to UNA Athletics, Alumni, and Advancement initiatives for students.
We are thrilled to announce that Listerhill, as of September 2024, has donated over $140,000 to UNA as a result of this debit card program!
Group classes are available to all student groups. You can reach out directly to our Director of Financial Health, Sarah Evans, or you can speak to your advisor and have them make arrangements on your behalf. You can also arrange a class for a group of you and your friends.
Classes are approximately 50 minutes and include a practical exercise or game.
Learn about overdraft options, how to manage your accounts, and how to avoid the fees associated with them.
Discover the tools to help you plan your spending so you have enough for today and tomorrow. This class includes "The Game of Life".
Credit scores and credit reports are just the start. Understand how the system works so you have the power to build and protect your credit without going into debt.
Understand how to determine the overall cost when you borrow and how to establish the best options for you.
Staying ahead of the curve is the trick to avoiding debt. This class shows you how to do it.
For high schoolers or college freshman, this class examines how to plan your college expenses and the realities of avoiding (or not) student debt.
An introduction to the principles and basics of growing your money for your future.
A simple breakdown of the who, what and how of federal and state taxes - including an overview of the most commonly used forms.
A fun class with a practical application which includes the budgeting and credit elements of the car buying process.
A checklist guide incorporating a budget to help you plan how to move out of the dorms or your parents' house.
Be ready to purchase when it is time by learning the process and beginning your preparations now.
Banzai is Listerhill's brand new, FREE financial wellness program. Take a financial wellness assessment, set a budget, learn about credit, the FAFSA, and much more - all from your phone or computer.
Banzai is Listerhills’ brand new, FREE financial wellness program. It is simple to navigate, fun to use and offers lessons and exercises to boost your financial skills and understanding. Take a financial wellness assessment, set a budget, learn about credit, mortgages, the FAFSA, and more all from the convenience of your personal device.
Through our partnership with UNA, Listerhill members can now easily give back to the school they love simply by making everyday purchases.
The giveback is split equally between these three UNA groups:
Through coordination with the UNA National Alumni Association, one-third of the Keystone Card giveback will go to serve UNA alumni, faculty, staff, students, and friends with programs and initiatives that are tailored to their professional needs and interests.
As a 501(c)(3) non-profit organization, the Lions Athletic Club is the primary booster club for UNA Lion Athletics and will receive an equal portion of the Keystone Card giveback. Support from the club provides increased scholarship opportunities, facility improvements and operational expense support.
One-third of the donation to UNA goes to university advancement projects. These projects positively impact the lives of the University’s students by meeting the greatest needs and emerging priorities at UNA as determined by the University’s president and leadership teams.
Supporting UNA with a simple swipe has never been easier. Open a checking account online and opt for a Keystone Card today.
Did you know you can exchange your current Listerhill debit card for a UNA Keystone Debit Card at any Listerhill branch? Swap your card today to start donating to UNA with every swipe.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.