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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Saving for a down payment can feel like the biggest hurdle to buying your first home. Through this special down payment assistance program, Listerhill can help eligible homebuyers access funds to assist with:
This assistance can significantly reduce the amount of money you need upfront - helping you move forward with confidence.
We understand that finding the right financing plan is as important as finding a home that fits your lifestyle.
If you qualify as a first-time homebuyer, you may be eligible for up to $17,500 to help cover down payment and closing costs*. In addition to meeting program and eligibility requirements, homebuyers must:
Listerhill's mortgage team is here to help guide you through every step of the process - from determining program eligibility to closing on your home.
As part of this commitment, we're partnering with Federal Home Loan Bank of Atlanta to offer a unique financial opportunity for current and retired law enforcement officers, educators, health care workers, firefighters, and other first responders.
Also, veterans and active-duty members of the military or their surviving spouse who are purchasing a home.
If you qualify as a community partner, you may be eligible for up to $20,000 to help cover homebuyer down payment and closing costs*. In addition to meeting program and eligibility requirements, homebuyers must:
Listerhill's mortgage team is here to help guide you through every step of the process - from determining program eligibility to closing on your home.
At Listerhill Credit Union, we've helped generations of members achieve their financial goals - including homeownership. When you work with us, you'll receive:
We're here to help you make informed decisions and move forward with confidence.
Funding is limited and available to qualified first-time homebuyers. The first step is simple - connect with our mortgage team to review your eligibility and explore your options.
NMLS# 449408
4790 East Second Street, Muscle Shoals, AL 35661
256.383.9204, ext. 1222
saldridge@listerhill.com
NMLS# 1701666
13400 Highway 43, Russellville, AL 35653
256.324.0122
kcummings@listerhill.com
NMLS# 1962170
300 US-72, Killen, AL 35645
256.383.9204, ext. 3940
bcunningham@listerhill.com
NMLS# 655785
22223 US Highway 72, Athens, AL 35613
256.383.9204, ext. 1397
klewis@listerhill.com
NMLS# 207237
1623 Hatcher Lane, Columbia, TN 38401
256.383.9204, ext. 3813
cneill@listerhill.com
NMLS# 455226
3348 Kedron Road, Spring Hill, TN 37174
256.810.1300
crobison@listerhill.com
*Down payment assistance (DPA) programs are available through the Federal Home Loan Bank of Atlanta (FHLBank Atlanta). Eligible first-time homebuyers may receive up to $17,500 in assistance through the First-Time Homebuyer program. Eligible community partners may receive up to $20,000 in assistance through the Community Partners program. All assistance is subject to household income limits, program-specific eligibility requirements, and the availability of funds. Additional terms and conditions apply. Consult your tax advisor regarding potential tax implications.
First-Time Homebuyer and Community Partners are products of the Federal Home Loan Bank of Atlanta. Household income restrictions and other program requirements apply. For complete product details and full eligibility requirements, please review FHLBank Atlanta's Affordable Housing Program Implementation Plan at www.fhlbatl.com.
Listerhill Credit Union is an Equal Housing Lender.
Not at all. Those services remain unchanged.
We can verify your identity and easily reset it for you.
Absolutely. Our Support team are still available just as before - the new system simply connects you to them more quickly and securely.
Our Support team can help you set it up during your first call to the new system, OR you can call Automated Access at 256-381-5555 to set it up anytime.
A four-digit code that verifies your identity when you call. It also lets you use our Automated Access service 24/7, 365 days a year.