Ambassadors

Commitment to Diversity & Inclusion

Improving Lives. Each and Every One.

In 1952, Listerhill Credit Union was founded with the simple yet powerful philosophy of people helping people. Listerhill's dedication to serving every member with integrity and excellence has been woven into the fabric of this credit union since day one. Today, Listerhill continues its commitment to fostering, cultivating, and preserving a culture of diversity and inclusion by adopting a formal resolution acknowledging we will stand against racism, discrimination, and social injustice. Listerhill's mission is to improve lives in our community, each and every one. 

As An Employer

Listerhill Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion.

Our employees are the most valuable assets we have. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.

We embrace and encourage our employees’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique.

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As A Financial Services Provider

In 1952, Listerhill Credit Union was founded with the simple yet powerful philosophy of people helping people. Listerhill's dedication to serving every member with integrity and excellence has been woven into the fabric of this credit union since day one. Today, Listerhill continues its commitment to fostering, cultivating, and preserving a culture of diversity and inclusion by adopting a formal resolution acknowledging we will stand against racism, discrimination, and social injustice. Listerhill's mission is to improve lives in our community, each and every one. 

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Common Links

Frequently Asked Questions

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.

  • How do home equity loans work?

    Also known as a second mortgage, home equity loans work by borrowing against the value of your home’s current equity. You may calculate this yourself by subtracting the amount you owe on your mortgage from the value of your home. Home equity loans provide lump-sum funds at fixed rates, creating affordable monthly payments that are consistent and affordable.

  • What information should I know before securing a land loan?

    When you purchase land, you want to ensure that it can be used for the desired purpose. That involves having certain information about the land in advance, such as the items listed below:

    • Land survey to know the boundaries of the property
    • Property easements so you know who has permission to enter or use your land for sewer pipes or cable wires
    • Title search to see what easements are on your land
    • Zoning laws to determine whether the land is zoned for residential use, commercial use, or another option
    • Flood hazard risk, so you’re aware of any extreme weather risks
    • Appraisal so you know the value of the land compared to similar options 
  • When does it make sense to refinance a mortgage?

    Refinancing your home loan can be a great option to secure a better loan for your current circumstances and future goals. It makes sense to refinance your mortgage if one of the benefits will be helpful for you:

    • Secure a lower interest rate
    • Reduce your mortgage term
    • Switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa
    • Borrow against the equity in your home


    If doing any of the above would benefit you, refinancing might be the next best move.