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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Access Your Money Your Way

Connect with your money wherever, whenever, and however you need to with Listerhill.

You deserve access to your finances on your terms. That's why Listerhill gives you multiple touchpoints for your money. Access your accounts at your fingertips with mobile and online banking, in one of our conveniently located branches or Smart ATMs, or through our experienced support representatives online or over the phone.

Loan Payment Touchpoints
Mobile Banking

Deposit checks straight from your mobile app, make a payment any time, transfer money seamlessly between your accounts, and monitor your day to day transactions.

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Online Banking

View your detailed account history, access eStatements, transfer funds, pay bills or other people, and even budget your accounts from any financial institution.

Learn More

LCU Cards App

Manage your Listerhill debit and credit cards with the ability to lock them, set spending alerts, set travel notifications, check credit card balances, make card payments, dispute charges, and more.

Learn More

Online Loan Pay

Make a loan payment with a debit card or checking account, even if it's one from a different financial institution.

Make a Payment

Convenient Branch & Smart ATM Locations

Make a deposit, get exact change, or make loan payments 24 hours a day at our Smart ATMs, and even speak with our team if you’d like to during business hours at the Smart ATM or in branch.

Find Your Closest Branch

Support Online & Over the Phone

Get help with your banking by speaking to our team from the comfort of home how you want to: Online through our website or over the phone.

Get Support

The 24/7 Smart ATM: Ready When You Are

Some members only want quick and convenient. And some will only talk with a human-being. We understand each member has their preferred way to conduct financial transactions. The 24/7 Smart ATM has it all — with lots more convenient options than a traditional ATM and the added convenience of a live human to help. Try it out for your next credit union transaction. They're available 24/7 and ready when you are.

Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

Introducing the LCU Cards App: The Cards Management App You Need

Being able to control and monitor your credit and debit cards is essential to preventing fraud and maintaining ongoing security. With this in mind, we have created the LCU Cards App for you, our membe...

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Apple Wallet, Samsung Wallet & Google Wallet: Why They're Safer Than The Card

Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone, right? We've all heard about Apple Pay, Samsung Pay, and Google Pay, but is paying from your phone tru...

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Common Links

Frequently Asked Questions

  • How can I avoid overdraft fees?

    All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

    Additionally, we provide our members with overdraf services like:

    • Standard Overdraft Coverage

    • Debit Card Overdraft Coverage

    • Overdraft Protection

  • How can I start using mobile banking?

    To Get Started with our Mobile Banking app:

  • Do I have to pay any monthly service fees for having a checking account at Listerhill?

    Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

    If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!

  • Why should I open a Growth Checking account?

    Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

    If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!

  • What is everyday checking?

    Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

    If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

    Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!