Buying a new car comes with plenty of benefits including nice, new features, fantastic fuel efficiency, and a great look, but it doesn’t have to be expensive.
Stop worrying about getting into the wrong car when you turn to Listerhill Credit Union. We can help you drive away with the car you want at the affordable monthly payment you need.
Our new car auto loans offer fantastic features such as:
Pay at a pace that is right for you with terms up to 75 months.
Borrow up to 100% of the vehicle's cost. This gives you access to the ride you truly want.
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
Ever.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.
| Loan | APR as low as | Maximum Term |
|---|---|---|
| New Auto Up to 3 Years/30,000 miles | 2.99% | 36 months |
| New Auto Up to 3 Years/30,000 miles | 2.99% | 66 months |
| New Auto Up to 3 Years/30,000 miles | 3.29% | 75 months |
| New Auto Up to 3 Years/30,000 miles | 4.04% | 84 months |
All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Yield.
Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.
Get the rate you deserve and lower your monthly payment by refinancing your current auto loan.
In the event of an emergency, safeguard your family through optional loan payment protection.
We can help you protect every part of your investment. Prevent from owing more than the vehicle is worth in the unfortunate event of an accident with GAP coverage.
We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.
Listerhill Credit Union is here to help you with all the ins and outs of financing and purchasing a new car.
This big decision doesn’t have to be hard and can be made easy and stress-free. Meet with our team to discuss the loan options available to you before you start shopping. That way, we can steer you into the car that fits your goals and your budget.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.