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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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4 Ways to Be Eligible For Credit Union Membership

Credit union membership offers many benefits, like lower interest rates and fewer fees, that most big banks can’t match. Read about credit union eligibility here.

Credit unions have advantages that some big banks can’t match. When exploring the benefits of a credit union, you’ll typically find lower interest rates for loans, lower fees and higher savings rates, and a variety of resources to put you on the path to financial success.

At Listerhill Credit Union, we believe in membership for life. Even if you retire, move away, or change employers, you have a lifetime membership. Read below for four different ways toward your credit union eligibility with us!

1. Be Local

To become a member of a credit union, you need to have a common bond with the other members. Most modern-day credit unions must actively have a Community Charter. This means that credit union membership is open to everyone who lives in a specific geographic location, usually a city or county.

At Listerhill, if you live in the states of Alabama, Georgia, Mississippi, or Tennessee, you are eligible to become a member.

2. Join By Association

Not near a branch? No problem! You have credit union eligibility anywhere in Alabama if you join the Alabama Consumer Council or the Athens State Alumni Association. In Tennessee, Georgia, or Mississippi, you can also become eligible for membership if you join the Athens State Alumni Association.

This membership is initiated at no cost to you and doesn't require any setup outside of the normal Listerhill membership application process.

Learn about Listerhill's new associational membership

3. Family Membership

You can also qualify for membership by being a family member of a current Listerhill member.

To qualify, you must be an immediate family member of a current member. This includes spouses, children, siblings, parents, grandparents/grandchildren, step-parents/children/siblings, and adoptive relationships. We also take into consideration potential members. Credit union eligibility also counts if you live and share household expenses with a current member.

4. Other Credit Union Eligibility Options

The three options previously mentioned are unique to becoming a Listerhill member, but there are other ways to achieve credit union eligibility.

Generally speaking, other ways include options like your employer establishing a relationship with a credit union, and all employees are invited to join. Employees, students, or family members of students specific to certain school districts could also be an avenue to membership with your local credit union!

Your Membership Matters

At Listerhill, our vision is to value people over profit — all members profit individually and collectively. We work passionately to exceed expectations, seek improvement and make our community a better place! With only $5, you can join us as a member today.

Learn more about how you can be eligible to join Listerhill

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.