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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Your everyday spending, powered with purpose.
Simple, low rate borrowing you can count on.
Your everyday spending, powered by the Keystone Debit Card.2
| Credit Card | APR as low as (%) |
|---|---|
| Keystone Signature | 12.99% |
| Keystone Platinum | 12.99% |
| Credit Card | Keystone Signature |
| APR as low as (%) | 12.99% |
| Credit Card | Keystone Platinum |
| APR as low as (%) | 12.99% |
*Visa Keystone Signature Credit Card: APR = Annual Percentage Rate. Minimum credit limit of $5,000. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply to cash back benefits.
1Visa Keystone Platinum Credit Card: APR = Annual Percentage Rate. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors.
2Visa Keystone Debit Card: All rates, programs, terms and conditions are subject to change without notice. Information from consumer reporting agencies may be used in determining eligibility for deposit accounts.
When you choose a Listerhill Keystone Card, you're directly investing in UNA's future:
As of 2025, Listerhill has donated over $185,000 to UNA through the Keystone Debit program.
Supporting UNA with a simple swipe has never been easier. Open a checking account online and opt for a Keystone Debit Card today.
Did you know you can exchange your current Listerhill debit card for a Keystone Debit Card at any Listerhill branch? Swap your card today to start donating to UNA with every swipe.
Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:
Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.
Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.
In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:
Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.