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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Listerhill Credit Union is proud to serve the Rogersville community with local expertise, competitive rates, and personalized support designed to help you make confident financial decisions.
At Listerhill, you're more than an account number - you're a member-owner. That means our focus is on helping you succeed financially through better rates, better service, and a better overall experience.
Why members choose Listerhill:
Our checking and savings account are designed with your day-to-day needs in mind.
Our Everyday and Growth checking accounts offer classic and interest-earning options to suite your financial goals.
Safely set aside your money in an insured account earning competitive rates and managed locally by people you know.
Earn a fixed rate of return at the amount and term that fits your needs. Take advantage of member benefits like one-time "raise-my-rate" bump and anytime deposit.
We want to help you responsibly finance life's milestones. From purchasing your next car to financing your dream vacation, we have financing options to fit your life.
We make financing your next vehicle easy with a variety of financing options, competitive rates, and no fees to apply.
We get that not every need fits into a category. With flexible terms and competitive rates, our personal loans let you borrow on your terms.
We want to help make your dream of owning an RV, ATV, or boat a reality with our recreational lending.
Buying a home is big and so are the stakes. Finance it with a financial partner you can trust.
Discover the value of membership with Listerhill Credit Union and enjoy the member benefits for accounts, loans, and services designed around your day-to-day financial needs.
*APR = Annual Percentage Rate. All loans subject to membership requirements and credit approval. Rate and term may vary depending on each individual's credit history and underwriting factors. Relationship pricing discounts apply to auto, recreation, and personal loans opened within the last thirty (30) days from the time of request. Share secured loans, mortgages, HELOCs, Quick Loans, Greenlight loans, credit cards, and commercial loans are not eligible for relationship pricing discounts. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 5.24% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Rate and terms subject to change.
**APR = Annual Percentage Rate. Rate range from as low as 9.74% APR up to 18% maximum APR. As low as rate does not include a maximum relationship pricing discount of 1.00%. Personal loan terms from 48 to 72 months. The payment on a $10,000 loan would be $252.38 per month by using the $25.24 per $1,000 at a non-variable interest rate of 9.74% APR with a 48-month term. This equates to total repayment of $12,114.19 over the life of the loan.
Yes, you do need to be a Listerhill Credit Union member to apply for a Money Market Account. To qualify for membership with Listerhill, you must meet one of the following requirements:
Money market accounts typically offer tiered dividend rate structures. That means account balances above certain thresholds earn a higher rate. For example, Listerhill Credit Union offers progressively higher APYs on amounts above $9,999, $49,999, and 99,999. It’s important to realize that only the portion of your deposit above this threshold will earn the higher rate, while the amount below will continue to earn dividends at the lower rate.
Credit unions offer more generous dividends on average than other banking institutions, as well as fewer fees and charges. Credit Unions also offer more personal service to help you set up and manage your money market account.
In order to open a Listerhill Credit Union Money Market Account, you need to be a member of Listerhill Credit Union. You’ll also need:
Credit Union Money Market Accounts allow you to earn more money in dividend payments by offering progressively higher rates for amounts above $9,999, $49,999, and $99,999. Only the portion above the threshold earns the higher dividend rates. Because credit unions are not-for-profit financial cooperatives owned by and run on behalf of their members, dividend rates are higher on average than those offered by commercial bank accounts.