Auto Loan Service Areas

We provide auto loans in a convenient location near you.

There are million factors to consider when purchasing a new car - searching for nearby lenders doesn't have to be one of them. Select your region below to see our closest branch to you. 

See our service areas to find the closest branch to open your auto loan today
Muscle Shoals
Auto Loans in Muscle Shoals

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Muscle Shoals, AL can help you accomplish those goals.

Sheffield
Auto Loans in Sheffield

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Sheffield, AL can help you accomplish those goals.

Florence2
Auto Loans in Florence

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Florence, AL can help you accomplish those goals.

Killen Bridge
Auto Loans in Killen

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Killen, AL can help you accomplish those goals.

Rogersville 2
Auto Loans in Rogersville

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Rogersville, AL can help you accomplish those goals.

Dixie Theater Haleyville
Auto Loans in Haleyville

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Haleyville, AL can help you accomplish those goals.

Roxy Cropped
Auto Loans in Russellville

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Russellville, AL can help you accomplish those goals.

Hamilton Firetruck
Auto Loans in Hamilton

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Hamilton, AL can help you accomplish those goals.

Jasper Decorating Center
Auto Loans in Jasper

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Jasper, AL can help you accomplish those goals.

Red Woman Signing Important Paper And Keys
Auto Loans in Decatur

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Decatur, AL can help you accomplish those goals.

Kreme Delite Athens
Auto Loans in Athens

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Athens, AL can help you accomplish those goals.

Jesse Owens House
Auto Loans in Moulton

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Moulton, AL can help you accomplish those goals.

Cullman Mural
Auto Loans in Cullman

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Cullman, AL can help you accomplish those goals.

Winfield Cropped
Auto Loans in Winfield

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Winfield, AL can help you accomplish those goals.

Red Woman Signing Important Paper And Keys
Auto Loans in Lawrenceburg

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Lawrenceburg, TN can help you accomplish those goals.

Columbia Saxophone
Auto Loans in Columbia

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Columbia, TN can help you accomplish those goals.

Red Woman Signing Important Paper And Keys
Auto Loans in Spring Hill

Whether you need a brand new ride to accommodate your growing family or a trusty pre-loved set of wheels that’ll get you where you need to go, our auto loans in Spring Hill, TN can help you accomplish those goals.

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Frequently Asked Questions

  • Maintenance Fee

    New Fee:Details:
    Maintenance Fee We are introducing a new $5/month Maintenance Fee to all members. However, this fee can be waived if you meet just one of the following criteria: 

     • You or someone in your household has had a current loan or mortgage within the last 12 months. 
     • You or someone in your household has an open credit card 
     • You or someone in your household has an aggregate average daily balance of $3,000 in your accounts
     • You or someone in your household has a relationship with our Listerhill Financial Services department 
     • You have paid at least $125 in NSF, Transfer, or Courtesy Pay fees for the month 
     • You are under the age of 25 
     • Your account is less than 90 days old 
     • You have paid a Return Mail Fee or an Inactive Account Fee for the month
  • Jumbo Certificates Early Withdrawal Penalty

    Existing Fee:Changing To:

    Jumbo Certificates Early Withdrawal Penalty

    • Terms of 1 year or less: 30 days interest

    • Terms of over 1 year: 90 days interest

    Monthly Certificate Early Withdrawal Penalty

    • Terms of 1 year or less: 90 days interest

    • Terms of 18 mos-2 yrs: 180 days interest

    • Terms of over 2 years: 210 days interest

  • Regular Certificates Early Withdrawal Penalty

    Existing Fee:Changing To:
    Regular Certificates Early Withdrawal Penalty

     • Terms of 1 year or less: 30 days interest 
      
     • Terms of over 1 year: 90 days interest
    Quarterly Certificate Early Withdrawal Penalty 

     • Terms of 1 year or less: 90 days interest 

     • Terms of 18 mos-2yrs: 180 days interest 

     • Terms of over 2 years: 210 days interest
  • Relationship Fee

    Existing Fee:Changing To:
    Relationship Fee This fee is being eliminated. If you currently pay the $10/month Relationship Fee, you will no longer be charged this fee.
  • 60 or 72 Month Jumbo Certificate

    Existing Account:Changing To:What This Means:
    Jumbo Certificates 
    (60 month and 72 month)
    Monthly Certificate 
    (60 month)
    Certificates will now be offered in six terms instead of ten terms and a reduced minimum opening deposit of $500 is required. However, you will continue to receive the following benefits: 
     • Interest Paid Monthly 
     • Interest Paid by Deposit to Affiliate Account (Early withdrawal penalties have changed. Please see chart below.)