Credit Card Service Areas

We provide credit cards in a convenient location near you.

There are million factors to consider when applying for a credit card - searching for nearby credit providers doesn't have to be one of them. Select your region below to see our closest branch to you. 

See our service areas to find the closest branch to apply for your credit card today
Muscle Shoals2
Credit Cards in Muscle Shoals

Looking for a credit card in Muscle Shoals with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Columbia Saxophone
Credit Cards in Columbia

Looking for a credit card in Columbia with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Cullman Mural
Credit Cards in Cullman

Looking for a credit card in Cullman with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Card Help
Credit Cards in Double Springs

Looking for a credit card in Double Springs with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Florence2
Credit Cards in Florence

Looking for a credit card in Florence with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Dixie Theater Haleyville
Credit Cards in Haleyville

Looking for a credit card in Haleyville with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Hamilton Firetruck
Credit Cards in Hamilton

Looking for a credit card in Hamilton with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Killen Bridge
Credit Cards in Killen

Looking for a credit card in Killen with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Rogersville 2
Credit Cards in Rogersville

Looking for a credit card in Rogersville with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Does Russellville
Credit Cards in Russellville

Looking for a credit card in Russellville with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Sheffield Real
Credit Cards in Sheffield

Looking for a credit card in Sheffield with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

Card Help
Credit Cards in Winfield

Looking for a credit card in Winfield with competitive rates, no fees and rewards? Apply now for a Visa credit card with interest rates starting at 8.99%.

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Frequently Asked Questions

  • When does it make sense to refinance a mortgage?

    Refinancing your home loan can be a great option to secure a better loan for your current circumstances and future goals. It makes sense to refinance your mortgage if one of the benefits will be helpful for you:

    • Secure a lower interest rate
    • Reduce your mortgage term
    • Switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa
    • Borrow against the equity in your home


    If doing any of the above would benefit you, refinancing might be the next best move.

  • Maintenance Fee

    New Fee:Details:
    Maintenance Fee We are introducing a new $5/month Maintenance Fee to all members. However, this fee can be waived if you meet just one of the following criteria: 

     • You or someone in your household has had a current loan or mortgage within the last 12 months. 
     • You or someone in your household has an open credit card 
     • You or someone in your household has an aggregate average daily balance of $3,000 in your accounts
     • You or someone in your household has a relationship with our Listerhill Financial Services department 
     • You have paid at least $125 in NSF, Transfer, or Courtesy Pay fees for the month 
     • You are under the age of 25 
     • Your account is less than 90 days old 
     • You have paid a Return Mail Fee or an Inactive Account Fee for the month
  • Jumbo Certificates Early Withdrawal Penalty

    Existing Fee:Changing To:

    Jumbo Certificates Early Withdrawal Penalty

    • Terms of 1 year or less: 30 days interest

    • Terms of over 1 year: 90 days interest

    Monthly Certificate Early Withdrawal Penalty

    • Terms of 1 year or less: 90 days interest

    • Terms of 18 mos-2 yrs: 180 days interest

    • Terms of over 2 years: 210 days interest

  • Regular Certificates Early Withdrawal Penalty

    Existing Fee:Changing To:
    Regular Certificates Early Withdrawal Penalty

     • Terms of 1 year or less: 30 days interest 
      
     • Terms of over 1 year: 90 days interest
    Quarterly Certificate Early Withdrawal Penalty 

     • Terms of 1 year or less: 90 days interest 

     • Terms of 18 mos-2yrs: 180 days interest 

     • Terms of over 2 years: 210 days interest
  • Relationship Fee

    Existing Fee:Changing To:
    Relationship Fee This fee is being eliminated. If you currently pay the $10/month Relationship Fee, you will no longer be charged this fee.