Sheffield Real
Credit Cards in Sheffield
Apply Now

Credit Cards in Sheffield

Gain access to the perks of having a credit card without the downfalls.

Whether you want to take a dream vacation, consolidate debt, or simply strive to build your credit, Listerhill’s credit cards in Sheffield will help you get there. If you’re looking for a credit card with no annual fees and competitive interest rates, look no further.

Product Features
No Annual Fee

And not just for the first year. $0 every year.

Earn 1% Cash Back

Earn unlimited 1% cash back on all purchases. Have it deposited in your Listerhill account or applied to your credit card statement.

Mobile App

Manage your card with our new, redesigned credit card mobile app, LCU Visa.

Travel Insurance

Use your card to book travel & protect your trip.

Free Rental Insurance

Rent a vehicle with your Platinum Visa and you're automatically in free Automotive Rental Collision Insurance.

No Fee for Cash Advance

Get cash from your Platinum Visa at an ATM or in a branch for no additional charge.

No Balance Transfer Fee

Transfer your balance from another card at no charge.

Visa Alerts

Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.

Free Credit Score

Monitor your FICO® Score on each monthly statement.

Convenient Local Branches
About Listerhill Credit Union In Sheffield​, AL

Listerhill Credit Union is your trusted source in the banking community for all of your personal and business banking needs. With decades of experience, members can apply for credit cards, with additional perks, like reward points, but without costly fees or interest rates. Branches are conveniently located in Sheffield and Muscle Shoals, AL.

default icon for
Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

Solutions Center
Need Help Finding a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

Introducing the LCU Cards App: The Cards Management App You Need

Being able to control and monitor your credit and debit cards is essential to preventing fraud and maintaining ongoing security. With this in mind, we have created the LCU Cards App for you, our membe...

Read
How Many Credit Cards Should You Have?

Adding credit card approvals to your list can happen quickly. There’s always a new promotion or creative card that allows you to earn rewards, get cashback, pay 0% interest, and more, but do you need ...

Read
"Good" Credit vs. "Bad" Credit - What It Really Means

Good credit vs. bad credit. While you might hear about the difference between a good credit score and a not so good credit score, what do the terms "good credit" and "bad credit" really mean?

Read
default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.