Financial Literacy

Overdraft Protection

We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.
Overdraft Protection
Safety Net

Get access to funds when you need it most. Safety Net will pay share drafts, point-of-sale, debit, and ACH transactions when no other funding source is available.

Checking account must be brought to a positive balance within 30 days or account will be closed. Not a credit product or line of credit. Subject to credit union guidelines. Opt-in is required for debit card transaction coverage.

Fees/Cost: NSF fees as disclosed in the Rate & Fee Schedule apply.

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Overdraft Protection
Anytime Credit (Line of Credit)

Through Anytime Credit, you can get pre-approved for a line of credit that you can access anytime you need it. Apply only once and whenever you need additional funds, simply transfer the amount you would like by check, by phone, or online. Unlike a typical loan, you make payments only on the credit you’ve actually used.

*Credit limit and interest rate subject to credit approval

Overdraft Protection
Account Transfer From Share Savings

Your checking account is automatically linked to your Share Savings account. Funds are automatically transferred to cover checks and debit card transactions. If no other funding source, such as Anytime Credit, is present on the account, available funds will automatically be transferred from the Share Savings to your Checking account.

Fees/Cost: NSF fees as disclosed in the Rate & Fee Schedule apply.

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  • Transitional Member Advocate

    A Member Advocate that will help the branch transition into the retail model.

  • Smart-ATM Tellers

    Assist the members in transactions on our Smart ATMs.

  • Senior Member Advocate

    Empowered advisors who guide members in their financial journey, but also assists in coaching staff and oversee balancing the branch.

  • Member Advocate

    Empowered advisors who guide members in their financial journey, from simple transactions to applying for a loan or new account.

  • Branch Manager

    Leads and coaches branch staff to sales and service excellence.