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Member Advocates

We believe that member service should be centered around you, our member.

Walking into a traditional bank can be scary - who do you talk to and where do you go? That's why we've torn out the teller line and thrown out the ropes.

Feel the credit union difference.

We've retrained our staff so you can complete everything on your financial to-do list in one easy visit with a Member Advocate - Your personal coach to a better financial future. 

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Traditional banks can be intimidating.

It can be a headache trying to figure out who can handle your varying financial needs when you walk into the bank. Do you approach a personal banker or a teller? Or maybe a loan officer?

At Listerhill, we strive to make your needs our priority and want to make your financial experience simple and pleasant. That's why we've made it possible to check off to-dos on your financial checklist with the help of one Member Advocate. 

Member Advocates are trained to be flexible and ready for all of your financial needs.

Need to open a savings account? How about cash a check? Begin the process for an auto loan? Our Member Advocates can do it all. The only thing you'll have to do is tell us what you need - our Member Advocates can handle the rest. 

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Visit a Member Advocate at a Listerhill branch near you

Wondering where you can find a Member Advocate to assist you? Visit our locations page to find the nearest Listerhill branch to you. 


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Brandon S
Member Since 2015
Love Listerhill Credit Union. So happy to see the new location in Killen and all it's wonderful amenities. Change is hard but over time people will love the convenience they have to offer. Thanks for investing in Killen!
Products this member has used:
Gwendolyn W
Member Since 1993
I am so thankful to my branch manager for his sincere expression of care of me as a member of Listerhill. He gave me advice that was in my best interest. Listerhill Credit Union is the BEST!
Products this member has used:
John D
Member Since 1997
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.
Melody and Joshua S
Member Since 2016
We have been a member of Listerhill Credit Union for years. Listerhill has always treated us with respect and helped in any way possible.
Products this member has used:
Harriet I
Member Since 1988
Listerhill employees are the best! No matter which branch I use, everyone is so nice and professional.
Products this member has used:
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Common Links

Frequently Asked Questions

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.

  • How do home equity loans work?

    Also known as a second mortgage, home equity loans work by borrowing against the value of your home’s current equity. You may calculate this yourself by subtracting the amount you owe on your mortgage from the value of your home. Home equity loans provide lump-sum funds at fixed rates, creating affordable monthly payments that are consistent and affordable.

  • What information should I know before securing a land loan?

    When you purchase land, you want to ensure that it can be used for the desired purpose. That involves having certain information about the land in advance, such as the items listed below:

    • Land survey to know the boundaries of the property
    • Property easements so you know who has permission to enter or use your land for sewer pipes or cable wires
    • Title search to see what easements are on your land
    • Zoning laws to determine whether the land is zoned for residential use, commercial use, or another option
    • Flood hazard risk, so you’re aware of any extreme weather risks
    • Appraisal so you know the value of the land compared to similar options 
  • When does it make sense to refinance a mortgage?

    Refinancing your home loan can be a great option to secure a better loan for your current circumstances and future goals. It makes sense to refinance your mortgage if one of the benefits will be helpful for you:

    • Secure a lower interest rate
    • Reduce your mortgage term
    • Switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa
    • Borrow against the equity in your home


    If doing any of the above would benefit you, refinancing might be the next best move.