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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Starting Amount: This is the initial principal that you plan to deposit or that’s in your account now.
Monthly Savings: This slider represents the amount of money you intend to contribute every month.
Years to Save: This shows how many years your savings will be in the account.
Interest Rate: This is the compound interest rate (APY) of your savings account.
When you place your hard-earned money in a Listerhill savings account, you can rest easy knowing your money is securely insured, earning high rates, and managed locally by people who know and care about you.
This fund is for essential expenses to get you through a tough time. Find out how much you need to save monthly to reach your savings goal.
Saving for retirement as early as possible is crucial because funds take time to grow. See what you need to save to enjoy your current standard of living in retirement.
Interest rates vary greatly depending on the type of account, supply and demand, and what the Federal Reserve sets. For a typical savings account, you could expect anywhere from 0.01-0.08%. For a high yield savings account, on the other hand, it’s not uncommon to see interest rates of 0.2%-0.6%. A CD (certificate of deposit) can earn 0.07-1.2%, or even higher, depending on the length and financial institution.
(Source: Banzai)
Compound interest means that the money you earn in interest also earns interest, rather than just the principal. Basically, the amount of interest you earn will grow every time interest is added (or compounded) rather than staying the same. This makes it ideal for savings accounts. The formula for calculating compound interest is A = P (1 + r/n)^(nt). The variables for this formula are:
(Source: Banzai)
The simplest way to calculate interest is to use an online savings calculator like this one. But if you want to do the math yourself, you can plug your information into the compound interest formula of A = P (1 + r/n)^(nt).
(Source: Banzai)
Yes. If you have a compatible Samsung device, you can add your eligible Listerhill card to Samsung Wallet® by tapping your card to your phone.
Yes. Eligible Listerhill Visa® debit and credit cards can be added to Google Wallet™ using Tap to Add Card on compatible Android devices.
Yes. Tap to Add Card allows you to quickly add your eligible Listerhill Visa® debit or credit card to Apple Pay® by tapping your card to your iPhone (or other Apple devices that support mobile wallets) when prompted.
Yes. The feature uses secure technology to safely transfer card information to your mobile wallet, reducing the need to manually enter sensitive details.
No. If you already have an eligible contactless Listerhill Visa® card, you can use Tap to Add Card - no card replacement is needed.