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Save and earn, without surprises, on your own terms.

With a Certificate, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street's doing.

Product Features
Insured by NCUA

Rest easy knowing your account is federally insured up to $250,000.

No Service Charges

Although, early withdrawal penalties apply.

Your Choice of Terms

Terms range from 12 to 60 months.

Low Minimum Deposits

As little as $500 can get you started.

Speedy Application

Apply for your account in 10 minutes or less with our quick, easy online application.

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Certificate Secured

APR Maximum Term
2% above earning rate n/a
Effective 5/8/13

Certificate Rates


Type DIV/INT APY Minimum
12 months 0.200% 0.20% $500
18 months 0.250% 0.25% $500
24 months 0.350% 0.35% $500
36 months 0.500% 0.50% $500
48 months 0.550% 0.55% $500
60 months 0.650% 0.65% $500
Effective 12/10/21 - 12/16/21

Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Quarterly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.

IRA Certificates (Includes Roth)

Type DIV/INT Rate APY Minimum
12 Months 0.200% 0.20% $500
18 Months 0.250% 0.25% $500
24 Months 0.350% 0.35% $500
36 Months 0.500% 0.50% $500
48 Months 0.550% 0.55% $500
60 Months 0.650% 0.65% $500
Effective 12/10/21 - 12/16/21

The compound interest earned with this certificate will be calculated quarterly.

¿Preguntas adicionales?

Listerhill ha sido calificado constantemente en el nivel más alto por satisfacción general de nuestros miembros. Si bien esperamos que encuentre la información que necesita en línea, estaremos encantados de hablar con usted sobre las preguntas que pueda tener. Llámenos al (256) 383-9204 o al 1-800-239-6033 para obtener asistencia local amistosa. O incluso pase por una de nuestras sucursales para un servicio personalizado.

Centro de soluciones
¿Necesitas ayuda encontrando una solución?

Responda algunas preguntas y encontraremos una solución que funcione para usted. Solo toma unos segundos.

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Brenda W
Miembro desde 1992
I love the ATM. You can complete more than one transaction without having to start over. When you need to withdraw, instead of getting $500 in twenty dollar bills, you can now choose what bills you want. I love it.
Productos que este miembro ha usado:
Russel D
Miembro desde 1995
He sido miembro durante años y he usado el pago de facturas en línea durante años y siempre funcionó bien para mí. El servicio al cliente ha sido muy bueno cada vez que llamo a la oficina local o de larga distancia.
John D
Miembro desde 1997
Estoy muy contento con mi cuenta de Listerhill. Los depósitos se acreditan de inmediato, el servicio suele ser amable y eficiente, no hay una larga lista de tarifas ocultas y me siento como un cliente valorado adecuadamente.
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What are you borrowing for?
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Vehicle Options
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Home Options
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What are you saving for?
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How old are your kids?
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Which of these banking options are you interested in?
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How old are you (or your child)?
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Enlaces comunes

Preguntas frecuentes

  • How can I spend or redeem my Cash Rewards?

    You can choose to apply your Cash Rewards as a statement credit or have the balance deposited into your Listerhill Share Savings Account. You may do so whenever you have a Cash Rewards balance (minimum of $5) in your CURewards account.

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • If you do not live in qualifying counties or states

    You can qualify for membership by being a family member of a current or potential Listerhill member.

  • If you do not live in qualifying counties

    If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.

  • If you do live in qualifying counties

    You must live, attend school, own property, or work in qualifying counties:

    • Lauderdale County, AL
    • Colbert County, AL
    • Franklin County, AL
    • Marion County, AL
    • Winston County, AL
    • Cullman County, AL
    • Limestone County, AL
    • Lawrence County, AL
    • Morgan County, AL
    • Lamar County, AL
    • Fayette County, AL
    • Walker County, AL
    • Maury County, TN
    • Spring Hill, Williamson County, TN