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Young At Heart Trips

Are you among the very young at heart? Then join us on one of our many exclusive trips, planned just for you.

Young at Heart is a checking account developed for our members 50 years of age and older. As a Young at Heart member, you can enjoy exclusive discounted group trips offered several times per year. It’s easy to join and fun to participate! Information about upcoming Young at Heart trips and outings are posted here and in the quarterly newsletters.

Email DeAnna Flippo at dflippo@listerhill.com or call 256-383-9204 ext. 1280 to reserve your trip!

Listerhill Presents
Our Hawaii Getaway: Rescheduled October 14 - 24, 2021

The October Hawaiian get away was rescheduled due to the Covid 19 pandemic. The rescheduled dates have been confirmed as October 14 - 24, 2021.

We have heard from quite a few new people who have expressed great interest in going on the new Hawaiian Islands trip scheduled for October 14 -24, 2021. The trip is still sold to near capacity but some room may become available. All of those who are currently deposited will have the first look at the new brochure when it becomes available and will have a chance to reconfirm. If you would like to receive the brochure, please click below and ask to be put on the waitlist. Click here to learn more.

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Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.