Skip to Content
90 Day No Pay

Take out an auto, personal, or recreation loan now until December 31st and enjoy no payments for 90 days*. It’s like giving yourself a holiday bonus without the payment Scrooge.

Family during christmas
We're bringing holiday cheer with 90 days of no payment.

2021 is almost over, but your savings are just starting. Through the rest of this year, you can get a loan with Listerhill and not make your first payment until 2022, turning your holidays into a savings carol. When you bring your auto, personal, or recreation loan to Listerhill, you’ll have up to 90 days* of extra holiday cheer.

Apply Now

Loans that light up the holidays.

Start your holiday celebrations on the right foot with a personal or auto loan. With no payments starting for your new loan until 2022, it's like the gift (to yourself) that keeps on giving.

default icon for
default icon for
Looking to refinance? Enjoy no payments until 2022 for that, too.

With competitive rates and no payments for 90 days*, there's no better time to refinance your auto, personal, or recreational loan with Listerhill.

Enjoy our low rates.

When it's finally time to start paying back your loan, enjoy competitive rates starting at...

default icon for

*Terms and conditions apply. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period. Loans eligible for up to 90 days no payment include auto (including dealer loans), personal, or recreation loans made directly with Listerhill Credit Union. If refinancing an existing Listerhill loan, total loan amount must include a minimum of $2,500 in new money to Listerhill. This promotion excludes mortgages, HELOCS, business loans, Christmas loans, credit cards, lines of credit, share-secured loans, or hardship loans. Other exclusions may apply. Promotion ends December 31, 2021.

**All rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.

default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • If you do not live in qualifying counties or states

    You can qualify for membership by being a family member of a current or potential Listerhill member.

  • If you do not live in qualifying counties

    If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.

  • If you do live in qualifying counties

    You must live, attend school, own property, or work in qualifying counties:

    • Lauderdale County, AL
    • Colbert County, AL
    • Franklin County, AL
    • Marion County, AL
    • Winston County, AL
    • Cullman County, AL
    • Limestone County, AL
    • Lawrence County, AL
    • Morgan County, AL
    • Lamar County, AL
    • Fayette County, AL
    • Walker County, AL
    • Maury County, TN
    • Spring Hill, Williamson County, TN
  • Is there a Listerhill branch in Athens?

    Our Listerhill branch in Athens, Alabama is under construction will be open and ready to serve you in spring 2022! Until then, our closest branch to the Athens, AL area is in Rogersville.