The One Card

Name: Listerhill Credit Union
Address: 4790 East 2nd Street, Muscle Shoals, Alabama, 35661, US
Telephone: (256) 383-9204

It's School and Life in One Card.

Students at the University of North Alabama now have the opportunity to make their lives a little easier by combining their Mane Card and Listerhill account on one card — The One Card! The One Card is a Listerhill debit card and a UNA student ID! The combined card works the same way the Mane Card does, with the added bonus of access to a Listerhill checking account.

Using the card is easy! This card is unique in that is has two stripes — a red stripe for Listerhill debit transactions and a black stripe at the bottom for Mane Card functions.

HOW TO GET A ONE CARD

Already a member? That's great! We can connect the One Card to an existing checking account! Simply visit The Hill or the Mane Card Office in The Commons and ask for the One Card.

Not a member yet? Not a problem, becoming a member is easy. Visit The Hill inside The Commons at UNA to sign up. The Hill Account features free checking and overdraft forgiveness. Just be sure to carry with you two forms of ID (yes, an existing Mane Card counts) and 5 bones to open the account.

Additional Questions?

Listerhill has been consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

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New Fee:

Details:

Maintenance Fee

We are introducing a new $5/month Maintenance Fee to all members. However, this fee can be waived if you meet just one of the following criteria:

• You or someone in your household has had a current loan or mortgage within the last 12 months.
• You or someone in your household has an open credit card
• You or someone in your household has an aggregate average daily balance of $3,000 in your accounts
• You or someone in your household has a relationship with our Listerhill Financial Services department
• You have paid at least $125 in NSF, Transfer, or Courtesy Pay fees for the month
• You are under the age of 25
• Your account is less than 90 days old
• You have paid a Return Mail Fee or an Inactive Account Fee for the month

Existing Fee:

Changing To:

Jumbo Certificates Early Withdrawal Penalty

• Terms of 1 year or less: 30 days interest

• Terms of over 1 year: 90 days interest

Monthly Certificate Early Withdrawal Penalty

• Terms of 1 year or less: 90 days interest

• Terms of 18 mos-2 yrs: 180 days interest

• Terms of over 2 years: 210 days interest

Existing Fee:

Changing To:

Regular Certificates Early Withdrawal Penalty

• Terms of 1 year or less: 30 days interest

• Terms of over 1 year: 90 days interest

Quarterly Certificate Early Withdrawal Penalty

• Terms of 1 year or less: 90 days interest

• Terms of 18 mos-2yrs: 180 days interest

• Terms of over 2 years: 210 days interest

Existing Fee:

Changing To:

Relationship Fee

This fee is being eliminated. If you currently pay the $10/month Relationship Fee, you will no longer be charged this fee.

Existing Account:

Changing To:

What This Means:

Jumbo Certificates
(60 month and 72 month)

Monthly Certificate
(60 month)

Certificates will now be offered in six terms instead of ten terms and a reduced minimum opening deposit of $500 is required. However, you will continue to receive the following benefits:
• Interest Paid Monthly
• Interest Paid by Deposit to Affiliate Account (Early withdrawal penalties have changed. Please see chart below.)

Listerhill Credit Union

The One Card

HOW TO GET A ONE CARD

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