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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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You're Invited to Apply for a
Special Introductory Offer on a Listerhill Visa Signature® Rewards Credit Card!

Earn $200 extra cash back when you spend $2,000 in purchases within the first 90 days.1

Take advantage of this limited-time offer to make your everyday purchases even more rewarding.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

2% cash back on every purchase!2

Our Visa Signature Rewards Credit Card allows you to earn 2% cash back on every purchase.2 So whether you're buying groceries or filling up the tank - every purchase gets you cash back.

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More about your $200 extra cash back.

Earn an additional $200 reward when you spend at least $2,000 on qualifying purchases within 90 days of opening your account.1 That's on top of the 2% cash back you'll earn on every purchase!2 This means you could get a boost to your cash back earnings just for using your new card.

Disclosure Information         Terms and Conditions

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Exclusive Visa Signature® Benefits
Credit Line Up to $25,000

With great credit comes great possibilities!

Earn 2% Cash Back

Earn 2% cash back on every new purchase. Cash back excludes balance transfers, convenience checks, and ATM withdrawals.

Auto Rental Collision Damage Waiver

Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Trip Cancellation or Interruption Reimbursement

When you book travel with your Visa Signature® card and your trip is interrupted or cancelled, we'll help you get reimbursed for passenger fare.

Lost Luggage Reimbursement

When you book certain travel with your Visa Signature® card, we'll help you get reimbursed if your luggage is lost or stolen.

Travel Accident Insurance

Add peace of mind to your itinerary. Purchase travel with your Visa Signature® card and enjoy Travel Accident Insurance.

Travel & Emergency Assistance Services

Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them.

Cardholder Inquiry Service

Get round-the-clock assistance on general inquiries and product, benefit, or service information.

Visa Signature® Concierge

Complimentary concierge service is available 24 hours a day to help you find tickets to sports and entertainment events or provide restaurant reservations - wherever your travels take you.

How to apply for your offer.

Take advantage of this $200 extra cash back offer by December 31, 20243. You can apply online or call 256.383.9204 to speak with a Listerhill representative during service hours.

Apply today and see what adventure awaits you with 2% cash back on every purchase!2

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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1To be eligible for the $200 reward, $2,000 in net purchases (i.e., purchases minus credits and returns) must be made with your Visa Signature® Rewards credit card within 90 days of new account opening. Account must be open and in good standing at the time reward is awarded to receive the reward. These transaction types do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by Listerhill, quasi-cash items (e.g., casino chips), cash equivalents (e.g., money orders), and purchases made using a Personal Identification Number (PIN). Each account is eligible for one reward of $200. Please allow up to four weeks after spending $2,000 to receive the reward.

2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.

3All new applications are subject to terms, conditions and credit approval. All information is current as of October 1, 2024 and subject to change. Special invitation will expire on December 31, 2024. Not applicable to current credit card customers. Federally insured by NCUA.

*APR = Annual Percentage Rate. APRs will depend on creditworthiness. See terms and conditions.

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Frequently Asked Questions

  • How can I avoid overdraft fees?

    All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

    Additionally, we provide our members with overdraf services like:

    • Standard Overdraft Coverage

    • Debit Card Overdraft Coverage

    • Overdraft Protection

  • How can I start using mobile banking?

    To Get Started with our Mobile Banking app:

  • Do I have to pay any monthly service fees for having a checking account at Listerhill?

    Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

    If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!

  • Why should I open a Growth Checking account?

    Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

    If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!

  • What is everyday checking?

    Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

    If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

    Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!