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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Take advantage of this limited-time offer to make your everyday purchases even more rewarding.
Earn an additional $200 reward when you spend at least $2,000 on qualifying purchases within 90 days of opening your account.1 That's on top of the 2% cash back you'll earn on every purchase!2 This means you could get a boost to your cash back earnings just for using your new card.
With great credit comes great possibilities!
Earn 2% cash back on every new purchase. Cash back excludes balance transfers, convenience checks, and ATM withdrawals.
Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.
When you book travel with your Visa Signature® card and your trip is interrupted or cancelled, we'll help you get reimbursed for passenger fare.
When you book certain travel with your Visa Signature® card, we'll help you get reimbursed if your luggage is lost or stolen.
Add peace of mind to your itinerary. Purchase travel with your Visa Signature® card and enjoy Travel Accident Insurance.
Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them.
Get round-the-clock assistance on general inquiries and product, benefit, or service information.
Complimentary concierge service is available 24 hours a day to help you find tickets to sports and entertainment events or provide restaurant reservations - wherever your travels take you.
Take advantage of this $200 extra cash back offer by December 31, 20243. You can apply online or call 256.383.9204 to speak with a Listerhill representative during service hours.
Apply today and see what adventure awaits you with 2% cash back on every purchase!2
1To be eligible for the $200 reward, $2,000 in net purchases (i.e., purchases minus credits and returns) must be made with your Visa Signature® Rewards credit card within 90 days of new account opening. Account must be open and in good standing at the time reward is awarded to receive the reward. These transaction types do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by Listerhill, quasi-cash items (e.g., casino chips), cash equivalents (e.g., money orders), and purchases made using a Personal Identification Number (PIN). Each account is eligible for one reward of $200. Please allow up to four weeks after spending $2,000 to receive the reward.
2Visa Signature Rewards Credit Card rates and terms are subject to change without notice. Subject to underwriting and credit approval. Actual rate and credit limit will vary according to creditworthiness. Signature Cards require a $5,000 or greater credit limit. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply. APR = Annual Percentage Rate.
3All new applications are subject to terms, conditions and credit approval. All information is current as of October 1, 2024 and subject to change. Special invitation will expire on December 31, 2024. Not applicable to current credit card customers. Federally insured by NCUA.
*APR = Annual Percentage Rate. APRs will depend on creditworthiness. See terms and conditions.
If a member has accounts in credit union A and credit union B, and credit union A merges into credit union B, accounts of credit union A continue to be insured separately from the share deposits of credit union B for six months after the date of the merger or, in the case of a share certificate, the earliest maturity date after the six-month period. In the case of a share certificate that matures within the six-month grace period that is renewed at the same dollar amount, either with or without accrued dividends having been added to the principal amount, and for the same term as the original share certificate, the separate insurance applies to the renewed share certificate until the first maturity date after the six-month period. A share certificate that matures within the six-month grace period that is renewed on any other basis, or that is not renewed, is separately insured only until the end of the six-month grace period.
The NCUA would either transfer the insured member's account to another federally insured credit union or give the federally insured member a check equal to their insured account balance. This includes the principal and posted dividends through the date of the credit union's liquidation, up to the insurance limit.
Federal law requires the NCUA to make payments of insured accounts "as soon as possible" upon the failure of a federally insured credit union. While every credit union failure is unique, there are standard policies and procedures that the NCUA follows in making share insurance payments. Historically, insured funds are available to members within just a few days after the closure of an insured credit union.
Members who have uninsured shares may recover a portion of their uninsured shares, but there is no guarantee that they will recover any more than the insured amount. The amount of uninsured shares they may receive, if any, is based on the recovery of the failed credit union's assets. Depending on the quality and value of these assets, it may take several years to conclude recovery on all the assets. As recoveries are made, uninsured account holders may receive periodic payments on their uninsured shares claim.
If a liquidated credit union is acquired by another federally insured credit union, all direct deposits, including Social Security checks or paychecks delivered electronically, will be automatically deposited into your account at the assuming credit union. If the NCUA cannot find an acquirer for the liquidated credit union, the NCUA will advise members to make new arrangements.