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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
22223 US-72
Athens, AL
1623 Hatcher Lane
Columbia, TN 38401
1850 Cherokee Ave SW
Cullman, AL 35055
15365 Highway 278
Double Springs, AL 35553
301 W College St
Florence, AL 35630
2995 Hough Rd
Florence, AL 35630
3701 Cloverdale Rd
Florence, AL 35633
Wendell W. Gunn University Commons at UNA
1 Harrison Plaza
Florence, AL 35630
42213 AL-195
Haleyville, AL 35565
2201 Military St S
Hamilton, AL 35570
300 US-72
Killen, AL 35645
1812 Woodward Ave
Muscle Shoals, AL 35661
4790 E 2nd St
Muscle Shoals, AL 35661
17051 US-72
Rogersville, AL 35652
13400 US-43
Russellville, AL 35654
703 S Montgomery Ave
Sheffield, AL 35660
3348 Kedron Rd
Spring Hill, TN
2796 US-43
Winfield, AL 35594
Here is a list of some of our other ATM locations
Listerhill Credit Union will be closed in observance of the following holidays.
If you are not sure what kind of interest your loan has, check your loan documents or contact your lender.
(Source: Banzai)
It depends on what you need! If you are saving money in an account or being repaid for a loan, compound interest may be a good choice for you.
If you are borrowing money, you may be able to pay less over time with simple interest.
(Source: Banzai)
The simplest way to calculate interest is to use an online savings calculator like this one. But if you want to do the math yourself, you can plug your information into the compound interest formula of A = P (1 + r/n)^(nt).
(Source: Banzai)
Compound interest means that the money you earn in interest also earns interest, rather than just the principal. Basically, the amount of interest you earn will grow every time interest is added (or compounded) rather than staying the same. This makes it ideal for savings accounts. The formula for calculating compound interest is A = P (1 + r/n)^(nt). The variables for this formula are:
(Source: Banzai)
Interest rates vary greatly depending on the type of account, supply and demand, and what the Federal Reserve sets. For a typical savings account, you could expect anywhere from 0.01-0.08%. For a high yield savings account, on the other hand, it’s not uncommon to see interest rates of 0.2%-0.6%. A CD (certificate of deposit) can earn 0.07-1.2%, or even higher, depending on the length and financial institution.
(Source: Banzai)