Loan Your Story

Loan us your story and you could be featured in our next Listerhill TV commercial, on a billboard, on the radio, or on our website.

We want to hear your story.

Did Listerhill’s Loans That Pay You Back make 2020 a little more bearable for you with our cash giveback and low rates on auto, personal, and recreation loans? “Loan” us your story and you (and possibly your family) could be in our next Listerhill TV commercial, on a billboard, on the radio, or on our website - just about anywhere we share our members’ stories!

Examples of what we’re looking for
  • Did you get cash giveback on your Listerhill loan that helped you fund a special surprise for your family, friends, significant other, etc.?
  • Did you save some serious money on getting lower rates on your loan(s) at Listerhill?
  • Did you get that boat/ATV/RV/engagement ring that helped make memories for years to come?
  • Did someone at Listerhill provide you with outstanding service?
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"Last year, my truck had gotten to the point where I couldn’t depend on it anymore, but with the pandemic going on, it was important that I didn’t miss my shifts at the hospital. I found out through a friend that she had gotten a loan at Listerhill because they were giving cash back on auto loans, and I called Tiffany at Petersville. She took my information, called me back within 30 minutes, and told me not only could I get a great rate on the truck I was looking at, but I could get back $600 in cash and even more if I brought my personal loan to Listerhill too! Overall, I got back $725 and was able to take my wife on a long weekend to the beach and recharge our batteries. Thanks Listerhill!"
Please provide some information about yourself below:

 

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Vehicle Options
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Home Options
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Which of these banking options are you interested in?
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Common Links

Frequently Asked Questions

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.

  • How do home equity loans work?

    Also known as a second mortgage, home equity loans work by borrowing against the value of your home’s current equity. You may calculate this yourself by subtracting the amount you owe on your mortgage from the value of your home. Home equity loans provide lump-sum funds at fixed rates, creating affordable monthly payments that are consistent and affordable.

  • What information should I know before securing a land loan?

    When you purchase land, you want to ensure that it can be used for the desired purpose. That involves having certain information about the land in advance, such as the items listed below:

    • Land survey to know the boundaries of the property
    • Property easements so you know who has permission to enter or use your land for sewer pipes or cable wires
    • Title search to see what easements are on your land
    • Zoning laws to determine whether the land is zoned for residential use, commercial use, or another option
    • Flood hazard risk, so you’re aware of any extreme weather risks
    • Appraisal so you know the value of the land compared to similar options 
  • When does it make sense to refinance a mortgage?

    Refinancing your home loan can be a great option to secure a better loan for your current circumstances and future goals. It makes sense to refinance your mortgage if one of the benefits will be helpful for you:

    • Secure a lower interest rate
    • Reduce your mortgage term
    • Switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa
    • Borrow against the equity in your home


    If doing any of the above would benefit you, refinancing might be the next best move.