Our 30-year, fixed-rate mortgage is underwritten in-house. That means you’ll always pay Listerhill – resulting in less hassle and excellent local member service.
With rates at an all-time low, now is the time to make your home ownership dream a reality, or to make your move to a better one. This special offer is for everyone, not just for first-time homebuyers.
Additionally, there is no limit on seller-paid closing costs.
There's never been a better time to refinance. Apply today to lower your payments when you bring your mortgage to Listerhill.
*Terms and conditions apply. Down payment must be minimum of 3% to qualify. Down payment requirement applies to purchase price or appraisal, whichever is lower.
**Private Mortgage Insurance. See listerhill.com/homeloan for more information. NMLS #439260
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.