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Money Market

Be your money's boss.

With the Listerhill Money Market Account, you can now watch your cash grow faster with competitive rates, daily compounding, and easy access to your money when you need it. Now that's money management.

Money Market

DIV/INT APY Minimum
0.050% 0.05% $0 - $9,999
0.100% 0.10% $10,000 - $49,999
0.150% 0.15% $50,000 - $99,999
0.200% 0.20% $100,000+
Effective 1/1/2021

Balances under $2,500 are subject to a $15 low balance fee. Allows up to six (6) pre-authorized, automatic, or telephone transfers to be made from this account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed.

*Rates are subject to change
**APY = Annual Percentage Yield



Product Features
Insured by NCUA

Rest easy knowing your account is federally insured up to $250,000.

Optional Overdraft Protection

Review your options to keep your account in the black and you from seeing red.

Earn Interest

Enjoy tiered interest with the lowest rate being more than our offered share rate.

Daily Compounding

Sit back and relax while we do the math and grow your savings every day.

Monthly Distribution

Receive your interest earnings on a monthly basis.

24/7 Access

Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.

Easy Set Up

Opening an account has never been easier with the help of our Member Advocates. Click here to find the closest branch to you to open one today.

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Money Market

DIV/INT APY Minimum
0.050% 0.05% $0 - $9,999
0.100% 0.10% $10,000 - $49,999
0.150% 0.15% $50,000 - $99,999
0.200% 0.20% $100,000+
Effective 1/1/2021

Balances under $2,500 are subject to a $15 low balance fee. Allows up to six (6) pre-authorized, automatic, or telephone transfers to be made from this account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed. There is no limit to the number of in-branch withdrawals or ATM withdrawals allowed.

*Rates are subject to change
**APY = Annual Percentage Yield



Additional Questions?

Listerhill has consistently been rated in the top tier for overall satisfaction by our members. While we hope you find the information you need online, we'd be happy to talk with you about questions you may have. Call us at (256) 383-9204 or 1-800-239-6033 for friendly, local assistance. Or even stop by one of our branches for personal service.

default-icon for Melody and Joshua S
default-icon for Gwendolyn W
default-icon for Russel D
Melody and Joshua S
Member Since 2016
We have been a member of Listerhill Credit Union for years. Listerhill has always treated us with respect and helped in any way possible.
Gwendolyn W
Member Since 1993
I am so thankful to my branch manager for his sincere expression of care of me as a member of Listerhill. He gave me advice that was in my best interest. Listerhill Credit Union is the BEST!
Products this member has used:
Russel D
Member Since 1995
I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
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Frequently Asked Questions

  • How do I receive an incoming wire transfer at Listerhill?

    All incoming wires must be received using Listerhill's routing number of 262277011. The member should use the routing number along with their member number and share ID suffix or their draft number when receiving a wire.

    Wire to:

    Listerhill Credit Union

    4790 E. 2nd Street

    Muscle Shoals, AL 35661

    1-256-383-9204

    ABA No.: 262277011

    For credit to the account of:

    Member's Name:

    Member's Address:

    Member's Account No.:

  • What does it cost to send or receive a wire transfer?

    Incoming Domestic Wire Charge: $20.00

    Outgoing Domestic Wire Charge: $20.00

    Incoming Foreign Wire Charge: $35.00

    We do not process outgoing foreign international wires. We can receive them only.

  • Can I conduct a wire transfer through Listerhill?

    Listerhill is capable of receiving incoming wire transfers and sending outgoing domestic wire transfers. All Branch Managers, Loan Officers, Senior Member Advocates, Member Advocates, and Tellers can provide our members with information needed to receive incoming wire transfers.

    Branch Managers, Member Advocates, and Senior Member Advocates can assist with processing outgoing domestic wires.

    We do not process outgoing foreign international wires. We can receive them only.

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • If you do not live in qualifying counties or states

    You can qualify for membership by being a family member of a current or potential Listerhill member.