Drive Thru Smart Atm

Our Response to Coronavirus: Safety, Service, and Security

Listerhill's mission is to improve lives in our community. During uncertain times, we feel it's important lean on this mission for guidance, more than ever. For that reason, we're here to help!

Use this page to find the most up to date information related to Listerhill's efforts to ensure the safety of our members and employees and ensure access to your accounts and financial services for the duration of this pandemic.

Last updated: Friday, 8/14/20 at 4:00pm

Most Listerhill Credit Union branch lobbies have resumed service during normal business hours, but with limited capacity. To help maintain safe conditions for our members and employees, there will be decals on lobby floors and sidewalks to guide traffic flow and ensure appropriate social distance. We have also installed plexiglass shields at stations and desks to help reduce potential virus exposure. Thank you for your patience as we continue to serve members with the best possible experience, and maintain respect for the directives for safety provided by the state government and health agency.

Important Update: Downtown Florence, Sheffield, and Double Springs

Due to COVID-19, many schools are implementing hybrid schedules for students. In an effort to best serve our membership, starting Monday, August 17th, we will be temporarily restricting lobby access in our Downtown Florence, Sheffield, and Double Springs branch locations as a direct result of school scheduling and its impact on our staffing. 

We will continue to work diligently to best serve our members during the COVID-19 pandemic. It is recommended that members use our drive-thrus, Smart ATMs, Online Banking, Mobile Banking, Call 24, or Contact Center during this time.

A Message From Our CEO

"In challenging times, your credit union's role is to continue to provide you safe, secure, and convenient access to your accounts. The good news is: we're built for times like this."

Brad Green
President/CEO
Listerhill Credit Union

Our Commitment to Service

Although our lobbies will re-open with some limitations, we are continuing to provide members with multiple, convenient and preferable ways to access and manage your accounts, including Listerhill Mobile and Smart ATMs. In addition to being least restrictive, these methods are recommended by the CDC to minimize exposure and provide highest levels of safety. Reference the following guide for convenient methods that meet your everyday financial needs.

default icon for
default icon for
Our Commitment To Safety

During this rapidly evolving situation, Listerhill's main priority is the health, safety, and well-being of our staff and members. We are closely monitoring the latest reports from the Centers for Disease Control (CDC) and are prepared to take the necessary measures for the health and safety of our members and employees.

In addition to following the Centers for Disease Control (CDC) guidelines, Listerhill is also responding to this public health threat by incorporating the following proactive methods in our branches:

  • We have installed plexiglass guards at every branch at service bars and offices.
  • We have increased sanitation products and have trained all staff on effective use.
  • We have implemented the use of sanitation gloves for all employees handling cash.
  • We have increased the intensity of daily cleaning and sanitizing of every location.
  • We have increased the frequency of cleaning and sanitation of all ATMs and Smart ATMs.
Our Commitment to Security

Our mission is to improve lives of people in our communities. We’re built for times like this. Your credit union is strong and financial assets are secure. Your accounts are insured up to $250,000 by the NCUA along with an additional $250,000 by Excess Share Insurance. Maximize your coverage by organizing your accounts accordingly.

default icon for
default icon for
We're Here To Help

For members experiencing a financial hardship due to the COVID-19 pandemic, we have put together many different ways we can help relieve your financial burden. Call our Here to Help Team for a one-on-one review of your financial situation along with tangible ways we can help.

  • Waive early withdrawal penalties on certificates (CDs)
  • Waive penalties for exceeding the number of withdrawals from money market and savings accounts
  • Waive NSF and/or transfer fees
  • Waive the fee for Skip-a-Pay
  • Waive late fees on loan, credit card, and mortgage payments
  • Loan, credit card, and mortgage payment relief for up to 90 days
  • The halting of repossession or foreclosure
All You Need to Know About the New Stimulus Bill

Congress recently passed legislation for a $1.9 trillion COVID-relief bill. We have compiled a list including all the details of the latest CARES Act that you need to know.

Read
COVID-19 Preparedness: Ways to Safely Access Your Money

As your financial cooperative, we're here to make sure you have access to your money, even when close contact with other people should be avoided. We've put together a list of ways you can still get y...

Read
What You Need to Know to Shop Local Safely This Holiday Season

We know this year has been challenging. Luckily, the holiday season is officially here, even if it looks a bit different this year! Black Friday, Shop Small Saturday, and Cyber Monday are right around...

Read
default icon for Solution Finder Intro
What can we help you with?
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • What is a land loan?

    A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land. 

    Once you’re ready to build, you can secure a different type of loan to cover construction costs.

  • Who is a HELOC best for?

    If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.

  • Who is a Home Equity Loan best for?

    If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.

  • What can home equity loans be used for?

    Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks.  If you can dream it, you can achieve it!

  • What type of requirements exist for home equity loans?

    Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.