Please login to Online Banking to apply. If you do not have Online Banking, please click here to apply.
Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
A great credit score is key to unlocking all the financing you need in life – but what if you're just starting on your financial journey? Or maybe you made a few missteps and need to repair your credit score?
There are options to get your credit on the right track. One consideration is taking out a personal loan to build credit. Believe it or not, borrowing and repaying a sum of money can take your credit score to the next level!
Let’s take a closer look at credit, personal loans, and how you can use a personal loan to build credit.
When starting a new life chapter, many people’s first instinct is to turn toward credit cards to cover the costs. But before you start swiping the plastic for everything, we recommend an alternative option that will help keep you within your budget. You may want to consider a personal loan to stay within your budget.
When you apply for a personal loan instead of racking up credit card debt, you are making a responsible choice that can positively impact your finances for years to come.
To help you accomplish this, we've outlined seven ways to responsibly use a personal loan to pay for different needs, wants, and goals.
A personal loan is a straightforward and user-friendly financial product. After a quick application process, funds will be transferred to your checking account for you to use however you need. A simple payment plan makes budgeting easy, too.
Once you get to grips with a few keywords and phrases, you'll be well on your way to answering the question, how do personal loans work? Read on to find out more.
The holidays are upon us, and it is officially time to begin your shopping. However, this doesn't mean you have to overspend.
There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with our six tips.
If you’re overwhelmed by your debt, the one thing you may wish for more than anything else is a blank slate. You can use a personal loan to refinance your existing debt. That means you’ll have one monthly payment at one interest rate instead of the stress caused by a bunch of smaller bills coming due on different days of the month. Of course, this isn’t a solution for everyone.
One of our most convenient products is our Deposit Secured Loans. If you’re wondering what these loans are, and if they’re for you, read on!
During times of economic uncertainty, it is natural to be concerned about struggling to pay your mortgage, student loans, or even putting food on the table for yourself or your family. Fortunately, there are steps you can take to keep up with your financial obligations during difficult times.
All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.
Additionally, we provide our members with overdraf services like:
Standard Overdraft Coverage
Debit Card Overdraft Coverage
Overdraft Protection
To Get Started with our Mobile Banking app:
Download the app to your device from the Apple App Store or Google Play.
Sign in using your Online Banking credentials.
Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.
If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!
Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!
If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!
Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.
If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.
Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!