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Listerhill Launches New Upgrade to Mobile Banking Application

Whether it’s work or fun, your phone plays a vital role in your everyday activities – including banking. You want to make a deposit, pay bills, transfer funds, or make a purchase? There’s no reason to look any further than your phone. Listerhill has offered mobile banking to our members for nearly a decade making upgrades along the way to ensure you have access to the most up-to-date technology, features, and experience.

With our newest mobile banking update, we’re bringing you even more services and features. Learn more about the update in this blog.

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UNA Keystone Debit Card FAQs

Listerhill Credit Union’s Keystone Debit Card is the perfect accompaniment to any UNA college student’s wallet (and not just students–alumni and community members, too!).

Continue reading to learn more about this unique university debit card that gives back, whether you’re a young adult learning to spend and save responsibly or a veteran shopper and saver.

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Why Get Pre-Approved for a Mortgage Loan?

If you’re shopping for a home, you may be wondering when you should start looking for a mortgage. Some people will advise that it’s fine to wait until after you’ve made an offer on a home to look for a mortgage. This can be true in some cases, but shopping for a mortgage and getting pre-approved before you’re bidding on a home can offer great benefits.

We’ve described some of the reasons that you may want to consider getting a pre-approval letter in this blog.

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7 Ways to Get the Best Mortgage Refinance Rate

With mortgage interest rates still hovering near historic lows, many homeowners are considering refinancing their mortgage to get a lower interest rate, a lower payment, or to pay their home off sooner. For many, refinancing can shave tens of thousands of dollars off the total interest paid over the life of the loan, freeing up funds for home improvement, vacations, and other splurges.

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How Refinancing Your Mortgage Could Save You Money

Money doesn’t grow on trees, and most people work very hard for what they have. To help save money, many people use budgets, clip coupons, only buy new when things are on sale, and shop at thrift stores and flea markets. Money saved is money earned, right?

But there’s a way to potentially save a lot of money that is often overlooked – refinancing your mortgage when interest rates go down. Depending on the amount of the mortgage and the terms, the savings could be significant. Refinancing when mortgage interest rates drop one or two points could result in thousands of dollars in savings over the life of your loan.

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How to Navigate the Current Auto Loan Market

If you’re in the market for a new set of wheels, get ready to experience sticker shock. Prices on new and used cars have soared since the beginning of 2020, and experts aren’t expecting them to fall anytime soon. Here’s what you need to know about the current auto loan market and how to navigate it successfully.

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Financial Tips for Recent Graduates

You just graduated - congratulations! By definition, graduation is a state of transition and students no longer are students in the typical sense. It’s easy to make mistakes during this transition, and they can create serious problems later in life. Here are some of the common questions students face while in this transition and how to deal with them.

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How To Choose A College Checking Account & Debit Card

Going to college is an exciting time in any young person’s life. New friendships will be made, interesting adventures and experiences await, and many things will be learned in the classrooms.

Before moving into dorms and attending their first classes, however, students must make sure they have everything they will need to succeed. One of the most important things that college students should consider in their preparations is a college checking account and debit card.

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Preparing To Buy Your First Home

Buying a home can be a daunting task. The challenges of being a first-time homeowner are intimidating. Let’s take a look at a few guidelines to help take some of the stress out of the decision.

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Harlan Kids Get Their Kicks from Listerhill

Listerhill’s Kicks for Kids came stomping back to town in a big way this week with a huge “Shoe Drop” at Harlan Elementary School. In partnership with California based, Shoes That Fit, every student received a pair of brand-named, new shoes and 5 pairs of socks during the delightful celebration which featured music, recognition and lots of smiles.

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Frequently Asked Questions

  • What is the Listerhill Credit Union service area?

    We offer membership to people who live, work, worship, or attend school in northwest Alabama and south-central Tennessee. Community donations are available to nonprofits based within these areas.

  • What kinds of causes do you tend to support?

    We aim to support a wide range of non-profit organizations that are contributing to community development and enrichment in our focus areas. Your nonprofit may be eligible to receive a donation for things like improving schools, boosting economic development, helping underserved communities with food or clothing, or even providing affordable housing.

  • When should I submit my request for community donations?

    Requests must be submitted at least two weeks in advance of the time when you need the funds or prior to the event you are fundraising for.

    This is because our socially responsible investment strategy requires that we have time to go over each request and make sure we are using the credit union's community donations in the most impactful way.

  • I'm having technical difficulties. Who should I contact?

    Please contact us at listerhill.com/support, using our chat bubble in the bottom right corner or by calling us at 256-383-9204 for assistance.

  • Can I use ClickSWITCH to switch my bill payments?

    Since bill payments are not automatically recurring, you're not able to use ClickSWITCH for them.