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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Blog

Our Great Giveback Grand Prize Winner, Percy Jones

During our Great Giveback campaign, we gave four lucky winners $500 cash and paid $25,000 towards an even luckier winner’s loan (or combined loans). Our grand prize winner this year was Mr. Percy Jones AND to make the prize even more grand, we donated $2,500 in his name towards St. Jude Children’s Hospital.

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Listerhill Employees Cheering and Celebrating in Branch with Balloons, Signs, and Giant Check
How Much House Can I Afford to Buy?

For most people, buying a home will be the biggest purchase of your life – so you want to make sure you get it right.

You've got to consider the kind of property you want, the location, schools, commute, and all those other lifestyle factors. Most importantly, you have to think carefully about your budget and how much house you can afford.

The house price is only one factor that goes into determining your monthly mortgage payment. It's made up of several different parts and you'll need to understand them all before you can figure out what house you can afford.

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Small Living Room with Lots of Plants
What is Mortgage Insurance?

With the demand for new homes increasing by nearly 25 percent from 2020 to 2021—and many homes going for tens of thousands of dollars over the asking price—coming up with a 20 percent down payment has become even more difficult for many home buyers.

What’s a potential home buyer to do?

One option to consider is mortgage insurance. But what is mortgage insurance? Listerhill Credit is here to help.

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Couple Discussing Loan with Professional
How to Refinance Your Mortgage

The historically low mortgage interest rates of under three percent have left many Alabama homeowners wondering if they should refinance their mortgage. While pursuing a mortgage refinance now could provide several benefits, it is important to understand the benefits and weigh the pros and cons.

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House with flowers
5 Tips for Getting the Best Home Equity Loan or HELOC Rate

If you are looking to leverage the equity you’ve built in your home to borrow money, you are probably considering getting a home equity loan or a home equity line of credit (HELOC).

What you may not be aware of, though, is that there are ways to improve the rate you get on your HELOC or home equity loan, thus saving you money in the long term.

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Couple with Dog Renovating Home
Requirements for a Home Equity Loan or HELOC

If you are looking for ways to tap into your home’s equity and borrow low-interest money, you’ve probably come across information about taking out a home equity loan or accessing a home equity line of credit (HELOC).

Depending on your situation, though, you may or may not meet the requirements for a HELOC or a Home Equity Loan. We’ve laid out the basics so you can understand what is required to tap into your home’s value with these two tools.

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Couple Looking at Home Blueprints
Forbes Names Listerhill Best Credit Union in Alabama for Second Year in Row

We've once again been named the best credit union in Alabama according to Forbes! Forbes rated banks and credit unions based on overall recommendations and satisfaction along with five subdimensions: trust, terms and conditions, branch services, digital services, and financial advice. Over 25,000 customers were surveyed through market research firm Statista to capture their opinions on current and former banking relationships. Of the 5,068 credit unions nationwide, just 3.6% made Forbes’ list.

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Employee and Member Talking in Office
How to Choose the Right Mortgage Loan

Shopping for a mortgage can be stressful, especially if it’s your first home. From confusing terminology to difficult-to-compare differences, the process can make your head spin. To understand the process, there are a few concepts you should be familiar with. In addition, there are some general steps to follow to get you in the right home with the right loan.

To help you through the process, we’ve developed this guide. It covers some general definitions and some guidelines, from setting a budget to shopping for a mortgage.

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House Back Porch at Sunset
6 Ways To Save On Your Vacation

The open road is calling and your vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? These six vacation saving tips will help you plan a perfect getaway without busting your budget.

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Table and Chairs in Sand on A Beach
How Listerhill helped the Putnams Build Their Dream Project with Cash Back (and how we can help you too!)

Meet Trennon and Tracey Putnam, proud members of Listerhill Credit Union. In search of a new project, the Putnams wanted to add a nice flair to their landscaping. Using their cash back from a previous loan campaign, they were able to fund and create a fun gazebo for their yard.

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Putnams Standing in Outdoor Patio Space
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Frequently Asked Questions

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.

  • What if I prefer to make my payments through the "Pay Your Loan" link on the Listerhill website?

    Unfortunately, after the transfer you will not be able to use this link to pay your mortgage. However, you can visit here to view all mortgage information and payment options.

  • What if I prefer to make my payments over the phone?

    You can reach TruHome's payment center by calling 844-203-3642.

  • What if I prefer to make my payments by mail or through Bill Pay at another financial institution?

    As a national servicing company, TruHome will probably be in your other financial institution's list of payees who accept electronic payments. If not, you can set up the account using the address below:

    TruHome Solutions, LLC

    P.O. Box 219958

    Kansas City, MO 64121-9958