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6 Common Tax Mistakes You Should Avoid

It’s that time of year again! Whether you choose to do it alone, use a tax-prep computer program or hand it all over to an accountant, begin by checking out our handy list of common mistakes people make on their taxes.

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Calculator For Taxes
How Does a Financial Power of Attorney Work?

A financial power of attorney is a document that gives someone else the power to make financial decisions for you. If you create a financial POA, you might be referred to as the principal and the person you appoint to take care of your finances is officially your agent. Here are the answers to all of the questions you may have about a financial POA.

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How To Get A First-Time Home-Buyer Grant

First-time home buying can be a confusing process to navigate. You may have heard that grants can help you to cover some of the costs. Grants are one of the many benefits available to first-time homebuyers that make costs a little easier to manage. Still, many people are left wondering: Just how do I get a first-time home-buyer grant?

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Moving
What Will Happen to My Loved One’s Finances After they Pass Away?

No one likes to think about what will happen to their loved ones finances after they pass away, but it’s best to plan in advance to avoid frustration and financial loss during an already difficult time. Here’s what you need to know about what happens to someone's financial accounts, debts and more when they die.

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Rose
When and Why to Take on Business Debt

Taking on debt can be an inevitable step for many businesses. A loan or a line of credit can provide a struggling business with the cash it needs to expand or fund a new venture. As with every financial move, though, it’s best to consider all angles before going ahead with the decision.

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Business Loan
What Is A First-Time Home Buyer Loan?

The investment in a home is still the American Dream for many people. If you’re ready to move on from renting, a first-time home loan may be the right choice for you. If you’ve never purchased a home before, it can be confusing to know what to buy and the steps to take. These loans are specifically designed to make buying a home as easy as possible for you.

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Mortgage Stock Photo
COVID-19 Preparedness: Ways to Safely Access Your Money

As your financial cooperative, we're here to make sure you have access to your money, even when close contact with other people should be avoided. We've put together a list of ways you can still get your financial business done while lowering the risk of exposure to COVID-19.

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Hand Sanitizer
How Much Does It Cost To Refinance Your Mortgage?

Refinancing your mortgage can be a useful financial option. Refinancing can help you whether you need to decrease your monthly payments or the amount of interest you'll pay over the life of the loan.

But no good thing in life is truly free. How do you tell if the price you have to pay to get a better mortgage is worth it? On average, how much does it cost to refinance a mortgage?

We’re here to make the process more transparent so you can best decide if refinancing is a good option for you.

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Calculating Mortgage
6 Ways to Save This Holiday Season

The holidays are upon us, and it is officially time to begin your shopping. However, this doesn't mean you have to overspend.

There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with our six tips.

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christmas tree
What You Need to Know to Shop Local Safely This Holiday Season

We know this year has been challenging. Luckily, the holiday season is officially here, even if it looks a bit different this year! Black Friday, Shop Small Saturday, and Cyber Monday are right around the corner. The COVID-19 Pandemic has interfered with many traditions, but Black Friday sales live on. When you're shopping this holiday season, we want you to score great deals all while staying safe and abiding by CDC guidelines.

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Small Business Holiday
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Frequently Asked Questions

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.
  • If you do not live in qualifying counties or states

    You can qualify for membership by being a family member of a current or potential Listerhill member.

  • If you do not live in qualifying counties

    If you do not live, attend school, own property, or work in the qualifying counties (listed above), you can become a member by joining an approved association (at no cost to you) if you reside in Alabama, Georgia, or Tennessee.

  • If you do live in qualifying counties

    You must live, attend school, own property, or work in qualifying counties:

    • Lauderdale County, AL
    • Colbert County, AL
    • Franklin County, AL
    • Marion County, AL
    • Winston County, AL
    • Cullman County, AL
    • Limestone County, AL
    • Lawrence County, AL
    • Morgan County, AL
    • Lamar County, AL
    • Fayette County, AL
    • Walker County, AL
    • Maury County, TN
    • Spring Hill, Williamson County, TN
  • Is there a Listerhill branch in Athens?

    Our Listerhill branch in Athens, Alabama is under construction will be open and ready to serve you in spring 2022! Until then, our closest branch to the Athens, AL area is in Rogersville.