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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Listerhill Employees Cheering and Celebrating in Branch with Balloons, Signs, and Giant Check

Our Great Giveback Grand Prize Winner, Percy Jones

Meet Percy Jones, who had his Listerhill loans paid off!

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.

During our Great Giveback campaign, we gave four lucky winners $500 cash each and paid off a lucky winner’s loans (which was up to $25,000)! Our grand prize winner for the Great Giveback was Mr. Percy Jones! And to make the prize even more grand, we donated $2,500 in his name towards St. Jude Children’s Hospital, a nonprofit special to Mr. Jones.

How were we able to keep such a big secret from Mr. Jones? We invited him into the branch under the guise of doing a video testimony about how much of a great experience he had while doing business with us.

When it was revealed that he was our grand prize winner, Percy said all he could think was, “Wow, what a blessing!” He was so shocked and happy to learn that his Listerhill loans had been paid off and then was even more surprised to see his family there! When asked about how the Great Giveback affected his life, Percy says that he's now able to better save his money, pay off other debt, and has so much more flexibility during the month. Finally, Percy added, “The Great Giveback shows what makes Listerhill Credit Union stand out in our community.”

Even if you missed our Great Giveback, you can still participate in our “Have More Funds” loan giveback! By bringing your loans to Listerhill, you can earn up to $500 cash back on your next auto, personal, or recreation loan while enjoying low interest rates and flexible payment options. To learn more or apply, please visit

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.