Skip to Content loading...

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Keystone Card Mock 1

UNA Keystone Debit Card FAQs

Get all the questions you probably have about the Keystone Debit Card answered here!

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.

Listerhill Credit Union’s Keystone Debit Card is the perfect accompaniment to any UNA college student’s wallet (and not just students — alumni and community members, too!).

Continue reading to learn more about this unique university debit card that gives back, whether you’re a young adult learning to spend and save responsibly, or a veteran shopper and saver.

What’s the difference between a UNA Keystone Debit Card and a credit card?

Unlike a credit card, a debit card automatically withdraws funds from your checking account. Use it like a credit card anywhere Visa is accepted.

What are some features of a Listerhill checking account?

Listerhill offers two types of checking accounts, Everyday Checking and Growth Checking.

Everyday Checking

  • No minimum balance or monthly service charge

  • 3 annual overdraft refunds

  • FREE Visa debit card

Growth Checking

  • No transaction limits

  • One account allows you to spend and save, earning higher returns than traditional checking accounts

  • No service charge for balances over $1,000

  • Unlimited check writing

  • FREE Visa debit card

How do chip cards work?

A chip card features an embedded microchip as well as a magnetic strip. This is a security feature that encrypts your information at chip-enabled ATMs and point-of-sale terminals.

How do I order a debit card?

You have several options to order a debit ATM card.

Order online

Whether ordering a new card or requesting a replacement, join or log in to order your card through online banking.

Order in-person

Stop by The Hill, our full-service branch designed specifically for college students, located in The Commons on the UNA campus.

Not only can you order a card, but you can also open a bank account, withdraw cash, make a deposit, or speak with member services. Other services and amenities at our campus location include:

  • Deposit-accepting ATM

  • Instant debit card issue

  • Charging bar

  • Member lending

You can also stop by any of our branch locations throughout south central Tennessee and northwest Alabama.

How do I activate my debit card?

You can activate your card online or through our mobile app.

Or, you can simply swipe your card and use your PIN on your first purchase to automatically activate.

Where does the money donated to UNA go/what does it support?

With each UNA Keystone Debit Card transaction we donate a portion of the purchase back to the University of North Alabama’s alumni, athletics, and advancement programs.

I’m not a student. Does this card work on- and off-campus?

Yes, you can use your UNA Keystone debit card on- and off-campus.

How quickly can I get my debit card?

Immediately when visiting one of our branch locations! We offer instant-issue debit cards at every location. This is great for current members who wish to trade-in their classic Listerhill debit card for the new UNA Keystone Debit Card.

If you open a new checking account online, please allow 4-6 business days for your card to arrive by mail.

You can also access a temporary card on your mobile device through Apple Pay and Google Pay on your digital wallet by using our mobile app.

Can I set up alerts?

Get important account information sent to you through our Notify Me text or email alerts. Alerts can include letting you know when a check clears, if you have a low account balance, and more.

What do I do if my card is lost or stolen?

If you have lost your card or suspect that it has been stolen, please call us at 1-888-918-7819.

Do I need to be a Listerhill member to get a UNA Keystone Debit Card?

You must be a member of Listerhill Credit Union to take advantage of our products and services.

There are many benefits to joining a credit union, since, unlike large for-profit financial institutions, credit unions are nonprofit, member-owned, and based in the community.

Listerhill membership benefits include:

  • Financial wellness education and financial planning

  • Competitive interest rates on loans and dividends on savings accounts

  • Personalized member service

Who is eligible to become a Listerhill member?

Listerhill membership is open to anyone who lives, works, or goes to school in a county that Listerhill Credit Union serves, you work for a member company, or are related to someone who does. Find out more about joining Listerhill Credit Union.

Don't Have The Card Yet? Get It Here.

Have more questions? Contact Us.

default icon for Solution Finder Intro
What can we help you with? *
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.