Skip to Content loading...

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Putnams Standing in Outdoor Patio Space

How Listerhill helped the Putnams Build Their Dream Project with Cash Back (and how we can help you too!)

Through the use of their cash back from a previous loan, the Putnam family was able to build their dream backyard gazebo.

Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.

The Putnams

Meet Trennon and Tracey Putnam, proud members of Listerhill Credit Union. In search of a new project, the Putnams wanted to add a nice flair to their landscaping. Using their cash back from a previous loan campaign, they were able to fund and create a fun gazebo for their yard.

Trennon and his wife wanted to add something that would replace a 24 ft. above ground pool but still enhance the landscaping of the yard. They came across the perfect idea of a gazebo while searching through Pinterest. After their discovery, the Putnams planned for this project for 2 years before having their vision come together.

Excited about their wonderful project, we decided to reach out to the Putnams and learn the story about their long-awaited project. In order to build their gazebo, Trennon used multiple materials. Here’s how he did it.

Materials used:

  • (1) 21 ft. grain bin top and upper ring
  • (1) 24 ft. concrete pad
  • (6) 10 ft. 6x6 treated post (cut to 9 ft. long)
  • (600) 5/16x3/4 bolts with flange nuts
  • (24) lag bolts to attach post to bases
  • (18) lag bolts 3/8x3 in. to attach ring to post
  • (6) Post base, Simpson Strong brand (From Home Depot!)
  • (6) Anchor bolts to attach bases to concrete pad
  • A Scissor lift, rented from Home Depot (24-hour rental)
  • Landscaping Brick (From Lowes!)

How they did it:

  • Used a 6 in. side grinder to cut the arches.
    • To cut the arches, he attached string at the bottom center between the post with a sharpie on the other end to draw the cutline on the Bin Ring.
    • Stacked and glued the brick together with liquid nail.


  • The total cost of this project was about $7,000 used on the materials and lift rental.


  • This project took the Putnams, along with the help of 5 other people, 16 hours to build after the concrete base had been poured and cured.
The Putnam Family Gazebo

How did Listerhill help the Putnams? By giving them cash back for their loan during our 2020 Loans That Pay You Back campaign! This campaign allowed our members to receive 1.5% cash back on every loan that was above a $2,500 minimum. For the Putnams, we also helped shorten their loan term and lowered their monthly payment! You can read more about this campaign here.

If you're feeling inspired by the Putnams' gazebo project (and maybe even want to make your own!), you're in luck. For a limited time, we're giving cash back with qualifying loans taken out with Listerhill. With our competitive interest rates, flexible payback options, and cash back on every new loan, it’ll be the perfect opportunity to fund your next big project or vacation. To learn more, visit

default icon for Solution Finder Intro
What can we help you with? *
default icon for Checking For Mature Members
What are you borrowing for?
default icon for Checking For Mature Members
Vehicle Options
default icon for Checking For Mature Members
Home Options
default icon for Carrolls
What are you saving for?
default icon for Carrolls
How old are your kids?
default icon for Cord
Which of these banking options are you interested in?
default icon for Cord
How old are you (or your child)?
default icon for Cord
How old are you?
default icon for Cord
What kind of account are you looking for?
search popup background

What are you looking for?

Common Links

Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.