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Putnams Standing in Outdoor Patio Space

How Listerhill helped the Putnams Build Their Dream Project with Cash Back (and how we can help you too!)

Through the use of their cash back from a previous loan, the Putnam family was able to build their dream backyard gazebo.
The Putnams

Meet Trennon and Tracey Putnam, proud members of Listerhill Credit Union. In search of a new project, the Putnams wanted to add a nice flair to their landscaping. Using their cash back from a previous loan campaign, they were able to fund and create a fun gazebo for their yard.

Trennon and his wife wanted to add something that would replace a 24 ft. above ground pool but still enhance the landscaping of the yard. They came across the perfect idea of a gazebo while searching through Pinterest. After their discovery, the Putnams planned for this project for 2 years before having their vision come together.

Excited about their wonderful project, we decided to reach out to the Putnams and learn the story about their long-awaited project. In order to build their gazebo, Trennon used multiple materials. Here’s how he did it.

Materials used:

  • (1) 21 ft. grain bin top and upper ring
  • (1) 24 ft. concrete pad
  • (6) 10 ft. 6x6 treated post (cut to 9 ft. long)
  • (600) 5/16x3/4 bolts with flange nuts
  • (24) lag bolts to attach post to bases
  • (18) lag bolts 3/8x3 in. to attach ring to post
  • (6) Post base, Simpson Strong brand (From Home Depot!)
  • (6) Anchor bolts to attach bases to concrete pad
  • A Scissor lift, rented from Home Depot (24-hour rental)
  • Landscaping Brick (From Lowes!)

How they did it:

  • Used a 6 in. side grinder to cut the arches.
    • To cut the arches, he attached string at the bottom center between the post with a sharpie on the other end to draw the cutline on the Bin Ring.
    • Stacked and glued the brick together with liquid nail.


  • The total cost of this project was about $7,000 used on the materials and lift rental.


  • This project took the Putnams, along with the help of 5 other people, 16 hours to build after the concrete base had been poured and cured.
The Putnam Family Gazebo

How did Listerhill help the Putnams? By giving them cash back for their loan during our 2020 Loans That Pay You Back campaign! This campaign allowed our members to receive 1.5% cash back on every loan that was above a $2,500 minimum. For the Putnams, we also helped shorten their loan term and lowered their monthly payment! You can read more about this campaign here.

If you're feeling inspired by the Putnams' gazebo project (and maybe even want to make your own!), you're in luck. For a limited time, we're giving cash back with qualifying loans taken out with Listerhill. With our competitive interest rates, flexible payback options, and cash back on every new loan, it’ll be the perfect opportunity to fund your next big project or vacation. To learn more, visit

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  • How does a cash back credit card work?

    Our cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.

  • How do I receive an incoming wire transfer at Listerhill?

    All incoming wires must be received using Listerhill's routing number of 262277011. The member should use the routing number along with their member number and share ID suffix or their draft number when receiving a wire.

    Wire to:

    Listerhill Credit Union

    4790 E. 2nd Street

    Muscle Shoals, AL 35661


    ABA No.: 262277011

    For credit to the account of:

    Member's Name:

    Member's Address:

    Member's Account No.:

  • What does it cost to send or receive a wire transfer?

    Incoming Domestic Wire Charge: $20.00

    Outgoing Domestic Wire Charge: $20.00

    Incoming Foreign Wire Charge: $35.00

    We do not process outgoing foreign international wires. We can receive them only.

  • Can I conduct a wire transfer through Listerhill?

    Listerhill is capable of receiving incoming wire transfers and sending outgoing domestic wire transfers. All Branch Managers, Loan Officers, Senior Member Advocates, Member Advocates, and Tellers can provide our members with information needed to receive incoming wire transfers.

    Branch Managers, Member Advocates, and Senior Member Advocates can assist with processing outgoing domestic wires.

    We do not process outgoing foreign international wires. We can receive them only.

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.