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How Listerhill helped the Putnams Build Their Dream Project with Cash Back (and how we can help you too!)

Through the use of their cash back from a previous loan, the Putnam family was able to build their dream backyard gazebo.
The Putnams


Meet Trennon and Tracey Putnam, proud members of Listerhill Credit Union. In search of a new project, the Putnams wanted to add a nice flair to their landscaping. Using their cash back from a previous loan campaign, they were able to fund and create a fun gazebo for their yard.

Trennon and his wife wanted to add something that would replace a 24 ft. above ground pool but still enhance the landscaping of the yard. They came across the perfect idea of a gazebo while searching through Pinterest. After their discovery, the Putnams planned for this project for 2 years before having their vision come together.

Excited about their wonderful project, we decided to reach out to the Putnams and learn the story about their long-awaited project. In order to build their gazebo, Trennon used multiple materials. Here’s how he did it.

Materials used:

  • (1) 21 ft. grain bin top and upper ring
  • (1) 24 ft. concrete pad
  • (6) 10 ft. 6x6 treated post (cut to 9 ft. long)
  • (600) 5/16x3/4 bolts with flange nuts
  • (24) lag bolts to attach post to bases
  • (18) lag bolts 3/8x3 in. to attach ring to post
  • (6) Post base, Simpson Strong brand (From Home Depot!)
  • (6) Anchor bolts to attach bases to concrete pad
  • A Scissor lift, rented from Home Depot (24-hour rental)
  • Landscaping Brick (From Lowes!)

How they did it:

  • Used a 6 in. side grinder to cut the arches.
    • To cut the arches, he attached string at the bottom center between the post with a sharpie on the other end to draw the cutline on the Bin Ring.
    • Stacked and glued the brick together with liquid nail.

Cost:

  • The total cost of this project was about $7,000 used on the materials and lift rental.

Time:

  • This project took the Putnams, along with the help of 5 other people, 16 hours to build after the concrete base had been poured and cured.
The Putnam Family Gazebo

How did Listerhill help the Putnams? By giving them cash back for their loan during our 2020 Loans That Pay You Back campaign! This campaign allowed our members to receive 1.5% cash back on every loan that was above a $2,500 minimum. For the Putnams, we also helped shorten their loan term and lowered their monthly payment! You can read more about this campaign here.

If you're feeling inspired by the Putnams' gazebo project (and maybe even want to make your own!), you're in luck. For a limited time, we're giving cash back with qualifying loans taken out with Listerhill. With our competitive interest rates, flexible payback options, and cash back on every new loan, it’ll be the perfect opportunity to fund your next big project or vacation. To learn more, visit https://listerhill.com/funds.

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  • How can I access my Listerhill accounts without a nearby branch?

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  • The Great Giveback Official Rules

    1. Eligibility: No purchase or obligation necessary to participate and win. All participants must be 19 years of age or older at time of contest participation. Employees of Listerhill Credit Union are not eligible to register for the contest.

    2. How To Enter the Contest: All Listerhill members who have consumer loans in good standing, (subject to limitations below) are automatically entered. Anyone who takes out a new loan with Listerhill Credit Union, or refinances a loan from another lender with Listerhill Credit Union (subject to limitations below) will automatically be entered to win. Limit of one entry per loan.

    NO PURCHASE NECESSARY: To enter the contest without a loan, send a self-addressed, stamped envelope to: Listerhill Credit Union, P.O. Box 566, Sheffield, AL 35660, Attn: Great Giveback Contest Entry. Limit one entry per person. Written entries must be received no later than July 3, 2021.

    Listerhill Credit Union will not be responsible for incomplete, lost, late, misdirected or illegible entries or for failure to receive entries. All entries become property of Listerhill Credit Union and none will be returned. Any questions regarding the number of entries submitted shall be determined by Listerhill Credit Union in its sole discretion, and Listerhill Credit Union reserves the right to disqualify any entries by persons determined to be tampering with, violating, or abusing any aspect of the contest.

    3. Contest Entry Requirements: In the event the Credit Union, in its sole discretion, determines that any Entry contains content that does not comply with these Official Rules or does not otherwise comply with regulatory guidelines, Credit Union reserves the right to disqualify the entry.

    4. Determining the Winner: A Credit Union employee will select at random four (4) $500 winners (one per day July 12-15) and one Grand Prize Winner from all entries received on July 16, 2021. You do not have to be present to win.

    5. Prizes: $500 Cash Prize: the Credit Union will award four (4) members with $500 cash each. Grand Prize: The Credit Union will pay up to $25,000 toward your loan with Listerhill Credit Union, or combination of loans. No loan payments will be made to loans with any other lender. No cash equivalent provided, and the total prize amount may be less depending on the outstanding amount of loan balance(s) with Listerhill Credit Union. In no event will the prize awarded exceed the total amount of the winner’s outstanding balance of qualifying loans with Listerhill Credit Union. Federal, state and local taxes are the sole responsibility of the winner. IRS regulations require the Credit Union file a 1099 on behalf of the winner.

    A Credit Union employee will call the prize winners and the prize winners will be called up to five times during regular business hours at number provided on entry form and will leave no messages. Failure to reach winner during these calls may result in disqualification of winner, forfeiture of his or her interest in all prizes, and selection of a substitute winner drawn from the drum. Winner will be required to schedule a time, at least 48 hours in advance, to visit Listerhill Credit Union, located at 4790 2nd Street, Muscle Shoals AL, 35661 in person, during regular business hours within seven (7) days of being notified to claim prizes by providing proof of eligibility for prize won and completing and signing an affidavit of eligibility and a liability and publicity release. Failure of any Winner to timely contact the Credit Union, visit the above Credit Union office in person and sign and return any required affidavit and release, or to claim a prize or comply with any term or condition of these Official Rules, will result in drawing Winner's disqualification and the forfeiture of his or her interest in the prize. Winners may waive their right to receive prizes. Prizes are non-assignable and nontransferable. No substitutions allowed by winner.

    6. To be eligible to win, all loans must be in good standing (not more than 30 days past due at the time of drawing. Eligible loans are limited to auto loans (no indirect dealer loans), personal loans (no loans secured by real property, such as mortgages, 2nd mortgages, and Home Equity Lines of Credit) and recreation loans made to consumer borrowers (not business or commercial loans).

    6. Participation. By participating, entrants agree to be bound by these Official Rules and the decisions of the Contest. Except where prohibited, acceptance of any prize constitutes winner's consent to the publication of his or her name, biographical information and likeness in any media for any commercial or promotional purpose, without limitation the Internet, or further compensation. Prizes not won and claimed by eligible winners in accordance with these Official Rules will not be awarded and will remain the property of the Credit Union.

  • How do I redeem my Merchandise Rewards?

    The easiest way to redeem your Merchandise Rewards is to log into Listerhill’s Online Banking and click the “Get Info” link to the right of your credit card information. This will take you to our credit card servicing site within the same window. Select “Rewards” on the upper right side within the screen (below FICO Score) and on the next screen, click on the CURewards logo. This will automatically sign you in to be able to redeem your Merchandise Rewards points!