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COVID-19 Preparedness: Ways to Safely Access Your Money

Ways to Safely Access Your Money During The COVID-19 Pandemic

Amid ongoing concerns about the Coronavirus COVID-19, there's lots being communicated about the steps you can take to protect yourself and others from COVID-19. And at Listerhill, it is also our concern how this may affect your financial management routine. We've put together a list of ways you can still get your financial business done while lowering the risk of exposure to COVID-19.

Steps You Can Take

Use Mobile Deposit to deposit your checks through our mobile app. There's no additional delay by depositing your checks with the mobile app versus over the counter. In most cases, your deposit will be applied to your account the same day.

Use a Smart ATM for everyday transactions. Avoid having to wait in line inside the lobby to do your transactions. You can still talk to a live person during regular business hours through every one of our Smart ATMs. You can deposit cash or checks, cash checks, make a payment, get account inquiries, and more.

Limit your contact with cash. Paper money can reportedly carry more germs than a household toilet. Whenever possible, use any other payment method to cash. If you need to pay another person, use services like Venmo, Paypal, or Popmoney.

Use a contactless payment method in stores. With services like Apple Pay, Samsung Pay, or Google Pay, you won't have to touch anything other than your phone. Adding a card to your mobile wallet is simple, and in most cases can be added and working instantly.

Apply for an account, loan, or mortgage online. During these times, it's recommended to limit close contact with others. Therefore, stay home and apply for what you need in the comfort of your own home.

We're Happy to Help

Listerhill is closely monitoring the latest reports from the Centers for Disease Control (CDC) and is prepared to take the necessary measures for the health and safety of our members and employees.

If you find yourself in a financial bind due to the affects of the Coronavirus (COVID-19) outbreak, don't hesitate to contact us to see how we may be able to help. We offer a number of ways to ease the burden of financial demands during a hardship. After all, we're your financial cooperative, and we're in this together. It's All About We.







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Frequently Asked Questions

  • How does a cash back credit card work?

    Our cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.

  • How do I receive an incoming wire transfer at Listerhill?

    All incoming wires must be received using Listerhill's routing number of 262277011. The member should use the routing number along with their member number and share ID suffix or their draft number when receiving a wire.

    Wire to:

    Listerhill Credit Union

    4790 E. 2nd Street

    Muscle Shoals, AL 35661

    1-256-383-9204

    ABA No.: 262277011

    For credit to the account of:

    Member's Name:

    Member's Address:

    Member's Account No.:

  • What does it cost to send or receive a wire transfer?

    Incoming Domestic Wire Charge: $20.00

    Outgoing Domestic Wire Charge: $20.00

    Incoming Foreign Wire Charge: $35.00

    We do not process outgoing foreign international wires. We can receive them only.

  • Can I conduct a wire transfer through Listerhill?

    Listerhill is capable of receiving incoming wire transfers and sending outgoing domestic wire transfers. All Branch Managers, Loan Officers, Senior Member Advocates, Member Advocates, and Tellers can provide our members with information needed to receive incoming wire transfers.

    Branch Managers, Member Advocates, and Senior Member Advocates can assist with processing outgoing domestic wires.

    We do not process outgoing foreign international wires. We can receive them only.

  • How do I qualify for membership at Listerhill?

    To qualify for membership with Listerhill, you must meet one of the following requirements:

    • If you live in the states of Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member.
      • Depending on your individual eligibility requirements, we may require membership into an approved association at no cost to you.
    • You can also qualify for membership by being a family member of a current or potential Listerhill member.