There is no monthly service fee when you have our Pick 5 Account. And with it, enjoy a premium savings rate, debit card, online banking, and eStatements.
The Hill Account offers the same services as the Pick 5 Account, but for members age 15–29, and comes with even more benefits like OOPS Overdraft Forgiveness.
Open a new loan or refinance your loan and we'll waive the monthly checking account fee.
If you have a Listerhill Platinum Visa or The Hill Visa Credit Card, you can enjoy our checking accounts free of charge.
Waive the monthly checking account fee by keeping at least $1,000 average balance in your account(s) each month. Average is based on an accumulation of all deposit account balances.
A land loan provides you with financing to secure a lot of land and cover the costs for up to 20 years. With Listerhill, you can get a loan on unimproved land.
Once you’re ready to build, you can secure a different type of loan to cover construction costs.
If you aren’t sure how much you’ll need to borrow or when you'll need it, a Home Equity Line of Credit is a great option. Access ongoing cash for a set period of up to 10 years with low minimum payments until your withdrawal period is complete. Contrary to a Home Equity Loan, the interest on a HELOC is a variable rate and may be impacted by the status of the economy.
If you’re the type of person who takes a big-picture view when planning your financial decisions, a home equity loan may make the most sense. Since you’re borrowing a fixed amount at a fixed rate, you can plan how much you’ll pay for the loan in the long run from day one.
Home equity loans provide you with the opportunity to chase dreams to the fullest. Enjoy a vacation with the whole family, invest in a household remodeling project, or even finance an upcoming vehicle purchase with only a few clicks. If you can dream it, you can achieve it!
Home equity loans rely on a loan to value ratio (LTV) to disburse funds, meaning that your credit score and home equity value should be fairly substantial to take advantage of all possible benefits. For assistance in the home equity loan pre-approval process, please speak with your local Listerhill Credit Union branch.