There is no monthly service fee when you have our Pick 5 Account. And with it, enjoy a premium savings rate, debit card, online banking, and eStatements.
The Hill Account offers the same services as the Pick 5 Account, but for members age 15–29, and comes with even more benefits like OOPS Overdraft Forgiveness.
Open a new loan or refinance your loan and we'll waive the monthly checking account fee.
If you have a Listerhill Platinum Visa or The Hill Visa Credit Card, you can enjoy our checking accounts free of charge.
Waive the monthly checking account fee by keeping at least $1,000 average balance in your account(s) each month. Average is based on an accumulation of all deposit account balances.
| New Fee: | Details: |
|---|---|
| Maintenance Fee | We are introducing a new $5/month Maintenance Fee to all members. However, this fee can be waived if you meet just one of the following criteria:
• You or someone in your household has had a current loan or mortgage within the last 12 months. • You or someone in your household has an open credit card • You or someone in your household has an aggregate average daily balance of $3,000 in your accounts • You or someone in your household has a relationship with our Listerhill Financial Services department • You have paid at least $125 in NSF, Transfer, or Courtesy Pay fees for the month • You are under the age of 25 • Your account is less than 90 days old • You have paid a Return Mail Fee or an Inactive Account Fee for the month |
| Existing Fee: | Changing To: |
|---|---|
Jumbo Certificates Early Withdrawal Penalty • Terms of 1 year or less: 30 days interest • Terms of over 1 year: 90 days interest | Monthly Certificate Early Withdrawal Penalty • Terms of 1 year or less: 90 days interest • Terms of 18 mos-2 yrs: 180 days interest • Terms of over 2 years: 210 days interest |
| Existing Fee: | Changing To: |
|---|---|
| Regular Certificates Early Withdrawal Penalty
• Terms of 1 year or less: 30 days interest • Terms of over 1 year: 90 days interest | Quarterly Certificate Early Withdrawal Penalty
• Terms of 1 year or less: 90 days interest • Terms of 18 mos-2yrs: 180 days interest • Terms of over 2 years: 210 days interest |
| Existing Fee: | Changing To: |
|---|---|
| Relationship Fee | This fee is being eliminated. If you currently pay the $10/month Relationship Fee, you will no longer be charged this fee. |
| Existing Account: | Changing To: | What This Means: |
|---|---|---|
| Jumbo Certificates (60 month and 72 month) | Monthly Certificate (60 month) | Certificates will now be offered in six terms instead of ten terms and a reduced minimum opening deposit of $500 is required. However, you will continue to receive the following benefits:
• Interest Paid Monthly • Interest Paid by Deposit to Affiliate Account (Early withdrawal penalties have changed. Please see chart below.) |