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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Athens State University Campus

Our Partnership with Athens State University

Listerhill Welcomes You!

Listerhill was founded in Muscle Shoals, Alabama in 1952 to combat the growing issue of predatory lending practices to vulnerable plant workers of Reynolds Metals. Nearly 70 years later, Listerhill continues its mission of improving lives in communities by offering comprehensive financial products, employing sound lending practices, and promoting financial wellness. As a full-service financial cooperative with eighteen local branches, speedy online applications, a versatile mobile app, state-of-the-art Smart ATMs, and a nationwide shared branching network, Listerhill currently serves thousands members across the country.

One of our newest community initiatives includes providing new shoes to elementary school children through a program called Kicks for Kids, funded through the Listerhill Foundation. Because many children throughout Tennessee and Alabama face poverty and a lack of proper shoes, Kicks for Kids provides a “step up” to improve behavior, learning, and confidence through a pair of name-brand athletic shoes (and five pairs of socks) given to every child in the school. In 2021 alone, Listerhill has provided nearly 1,600 pairs of shoes to four area elementary schools in north Alabama.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Our Partnership with Athens State University

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

How Listerhill Partners with Athens State

Partnerships succeed as a result of sharing common values and striving together toward common goals. Athens State University, with the help of local partners like Listerhill Credit Union, will continue to advance the best interests of its students and the State of Alabama toward academic and professional excellence.

Athens State Alumni Association

Partnering to Expand Membership

Athens State Alumni Association and Listerhill are partnered to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership (northwest Alabama and south central Tennessee). This partnership not only extends to growing common membership and engagement, but also seeks to add value to each relationship.

Listerhill Supports the Classroom

$25,000 Contributed for Reading & Literacy Program

We partnered with Athens State to provide $25,000 for the University’s Reading and Literacy Lab. This partnership contribution will allow for the purchase and provision of a smart board, books, software, games, journals, assessment tools, technology, and site visits so the Lab can better prepare pre-service teachers for the classroom.

Listerhill Financial Literacy Program

Collaborating to Impact Financial Wellness

Athens State and Listerhill are currently working together to provide even more free financial literacy courses to complement what the University offers to students and staff members for personal development. These course offerings will be online and in-person to accommodate the schedules and preferences of students and faculty.

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Hello, Athens!

We have taken our efforts to benefit the Athens community further with the opening of a new branch! Students and staff, alongside our community, can now take full advantage of member services in person!

  • How is Listerhill involved with Athens State University?

    Because Listerhill also serves the Athens and Limestone County (Alabama) communities, Listerhill has recently partnered with Athens State in several ways. This includes providing $25,000 for the University’s Reading and Literacy Lab, partnering with the Athens State Alumni Association to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership, and providing even more free financial literacy courses to complement what the University offers to students and staff members for personal development.

  • What is the benefit of membership with Listerhill?

    At Listerhill, our focus is on “people helping people.” Whether you are looking to purchase your forever home, find your next car for that commute, or open a checking account to manage your everyday finances, we can offer you the support you need from beginning to end.

    As a nonprofit cooperative owned and operated by its members, you own an equal “share” in Listerhill and vote in elections for the Board of Directors and Supervisory Committee. That means your voice is always heard, and in turn, our actions reflect your needs and desires.

  • Is there a Listerhill branch in Athens?

    Yes there is! We just opened our Athens Flagship branch in June 2022. Come visit us!

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*Terms and conditions apply. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period. Loans eligible for up to 90 days no payment include auto (including dealer loans), personal, or recreation loans made directly with Listerhill Credit Union. If refinancing an existing Listerhill loan, total loan amount must include a minimum of $2,500 in new money to Listerhill. This promotion excludes mortgages, HELOCS, business loans, Christmas loans, credit cards, lines of credit, share-secured loans, or hardship loans. Other exclusions may apply. Promotion ends May 31, 2022.

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Common Links

Frequently Asked Questions

  • How can I avoid overdraft fees?

    All Listerhill checking accounts are eligible for 3 Overdraft or NSF Fee refunds per year. To request a refund, visit a Listerhill branch or call 1-800-239-6033.

    Additionally, we provide our members with overdraf services like:

    • Standard Overdraft Coverage

    • Debit Card Overdraft Coverage

    • Overdraft Protection

  • How can I start using mobile banking?

    To Get Started with our Mobile Banking app:

  • Do I have to pay any monthly service fees for having a checking account at Listerhill?

    Our Everyday Checking account comes with no minimum balances and no monthly service fees, so if you choose this account, you won’t have to pay any monthly fees, no matter what your daily balances are.

    If you’re interested in Growth Checking, you’ll have to pay a $10 monthly fee is your average balance is below $1,000. You can easily waive the account fee by keeping $1,000 or more in your account. That way, you can earn interest on your deposits without paying any monthly maintenance fees. It’s a win-win!

  • Why should I open a Growth Checking account?

    Growth Checking is the perfect account for those who want to see their money grow faster. This account offers high returns on your deposits for a small monthly service fee. You can waive the monthly fee by keeping $1,000 or more in your account. What’s even better is that the more you keep in your account, the higher the interest rate you’ll earn, so it makes sense to keep higher balances in your Growth Checking!

    If you want to put your money to work for you, open a Growth Checking account. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!

  • What is everyday checking?

    Everyday Checking is our free checking account. This account is convenient and simple with benefits like no minimum balances and no monthly service charges.

    If you're seeking a hassle-free checking experience coupled with top-rated online and mobile banking services, as well as options for overdraft protection and customizable account alerts, Everyday Checking is the ideal choice for you.

    Plus, our online application makes getting your new checking account easier than ever. Simply click here to start your online application as a new member or log into online or mobile banking to open your checking account if you’re already an established member. It normally takes 10 minutes or less to complete!