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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Athens State University Campus

Our Partnership with Athens State University

Listerhill Welcomes You!

Listerhill was founded in Muscle Shoals, Alabama in 1952 to combat the growing issue of predatory lending practices to vulnerable plant workers of Reynolds Metals. Nearly 70 years later, Listerhill continues its mission of improving lives in communities by offering comprehensive financial products, employing sound lending practices, and promoting financial wellness. As a full-service financial cooperative with eighteen local branches, speedy online applications, a versatile mobile app, state-of-the-art Smart ATMs, and a nationwide shared branching network, Listerhill currently serves thousands members across the country.

One of our newest community initiatives includes providing new shoes to elementary school children through a program called Kicks for Kids, funded through the Listerhill Foundation. Because many children throughout Tennessee and Alabama face poverty and a lack of proper shoes, Kicks for Kids provides a “step up” to improve behavior, learning, and confidence through a pair of name-brand athletic shoes (and five pairs of socks) given to every child in the school. In 2021 alone, Listerhill has provided nearly 1,600 pairs of shoes to four area elementary schools in north Alabama.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Our Partnership with Athens State University

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

How Listerhill Partners with Athens State

Partnerships succeed as a result of sharing common values and striving together toward common goals. Athens State University, with the help of local partners like Listerhill Credit Union, will continue to advance the best interests of its students and the State of Alabama toward academic and professional excellence.

Athens State Alumni Association

Partnering to Expand Membership

Athens State Alumni Association and Listerhill are partnered to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership (northwest Alabama and south central Tennessee). This partnership not only extends to growing common membership and engagement, but also seeks to add value to each relationship.

Listerhill Supports the Classroom

$25,000 Contributed for Reading & Literacy Program

We partnered with Athens State to provide $25,000 for the University’s Reading and Literacy Lab. This partnership contribution will allow for the purchase and provision of a smart board, books, software, games, journals, assessment tools, technology, and site visits so the Lab can better prepare pre-service teachers for the classroom.

Listerhill Financial Literacy Program

Collaborating to Impact Financial Wellness

Athens State and Listerhill are currently working together to provide even more free financial literacy courses to complement what the University offers to students and staff members for personal development. These course offerings will be online and in-person to accommodate the schedules and preferences of students and faculty.

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Hello, Athens!

We have taken our efforts to benefit the Athens community further with the opening of a new branch! Students and staff, alongside our community, can now take full advantage of member services in person!

  • How is Listerhill involved with Athens State University?

    Because Listerhill also serves the Athens and Limestone County (Alabama) communities, Listerhill has recently partnered with Athens State in several ways. This includes providing $25,000 for the University’s Reading and Literacy Lab, partnering with the Athens State Alumni Association to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership, and providing even more free financial literacy courses to complement what the University offers to students and staff members for personal development.

  • What is the benefit of membership with Listerhill?

    At Listerhill, our focus is on “people helping people.” Whether you are looking to purchase your forever home, find your next car for that commute, or open a checking account to manage your everyday finances, we can offer you the support you need from beginning to end.

    As a nonprofit cooperative owned and operated by its members, you own an equal “share” in Listerhill and vote in elections for the Board of Directors and Supervisory Committee. That means your voice is always heard, and in turn, our actions reflect your needs and desires.

  • Is there a Listerhill branch in Athens?

    Yes there is! We just opened our Athens Flagship branch in June 2022. Come visit us!

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*Terms and conditions apply. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period. Loans eligible for up to 90 days no payment include auto (including dealer loans), personal, or recreation loans made directly with Listerhill Credit Union. If refinancing an existing Listerhill loan, total loan amount must include a minimum of $2,500 in new money to Listerhill. This promotion excludes mortgages, HELOCS, business loans, Christmas loans, credit cards, lines of credit, share-secured loans, or hardship loans. Other exclusions may apply. Promotion ends May 31, 2022.

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Frequently Asked Questions

  • What are some factors to consider when choosing a rewards credit card?

    Determine whether you prefer cash back, travel points, or other reward types. Then, explore how and when reward points accumulate, if there are spending caps, and how easy it is to redeem your rewards. Financial institutions like credit unions tend to offer great rewards credit cards.

  • How can I compare credit card offers before making a decision?

    Carefully review rewards programs, like cash back or travel miles, when comparing credit cards. Also, consider the rewards rate, interest rates, annual fees, and any additional benefits the card includes.

  • What are the benefits of choosing a credit union's credit card compared to others?

    Our credit cards reward you for making purchases. They feature competitive interest rates and fewer fees than traditional banks. Members benefit from personalized customer service. We work closely with you to understand your financial situation and needs.

  • What if I prefer to make my payments through a pre-authorized automatic payment arrangement (ACH)?

    Please contact TruHome at 844-203-3642 to set up automatic payments or visit here to set them up yourself.

  • What if I prefer to make my payments through the Listerhill Mobile Banking app or Online Banking?

    Unfortunately, when the transfer occurs, mortgages will not be displayed on our app or in online banking, but we are working to bring that functionality ASAP.

    In the meantime, please visit here to view all mortgage information and payment options.