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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
Listerhill was founded in Muscle Shoals, Alabama in 1952 to combat the growing issue of predatory lending practices to vulnerable plant workers of Reynolds Metals. Nearly 70 years later, Listerhill continues its mission of improving lives in communities by offering comprehensive financial products, employing sound lending practices, and promoting financial wellness. As a full-service financial cooperative with eighteen local branches, speedy online applications, a versatile mobile app, state-of-the-art Smart ATMs, and a nationwide shared branching network, Listerhill currently serves thousands members across the country.
One of our newest community initiatives includes providing new shoes to elementary school children through a program called Kicks for Kids, funded through the Listerhill Foundation. Because many children throughout Tennessee and Alabama face poverty and a lack of proper shoes, Kicks for Kids provides a “step up” to improve behavior, learning, and confidence through a pair of name-brand athletic shoes (and five pairs of socks) given to every child in the school. In 2021 alone, Listerhill has provided nearly 1,600 pairs of shoes to four area elementary schools in north Alabama.
Partnerships succeed as a result of sharing common values and striving together toward common goals. Athens State University, with the help of local partners like Listerhill Credit Union, will continue to advance the best interests of its students and the State of Alabama toward academic and professional excellence.
Athens State Alumni Association and Listerhill are partnered to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership (northwest Alabama and south central Tennessee). This partnership not only extends to growing common membership and engagement, but also seeks to add value to each relationship.
We partnered with Athens State to provide $25,000 for the University’s Reading and Literacy Lab. This partnership contribution will allow for the purchase and provision of a smart board, books, software, games, journals, assessment tools, technology, and site visits so the Lab can better prepare pre-service teachers for the classroom.
Athens State and Listerhill are currently working together to provide even more free financial literacy courses to complement what the University offers to students and staff members for personal development. These course offerings will be online and in-person to accommodate the schedules and preferences of students and faculty.
We have taken our efforts to benefit the Athens community further with the opening of a new branch! Students and staff, alongside our community, can now take full advantage of member services in person!
Because Listerhill also serves the Athens and Limestone County (Alabama) communities, Listerhill has recently partnered with Athens State in several ways. This includes providing $25,000 for the University’s Reading and Literacy Lab, partnering with the Athens State Alumni Association to provide access to Listerhill’s financial products and services for anyone outside Listerhill’s traditional field of membership, and providing even more free financial literacy courses to complement what the University offers to students and staff members for personal development.
At Listerhill, our focus is on “people helping people.” Whether you are looking to purchase your forever home, find your next car for that commute, or open a checking account to manage your everyday finances, we can offer you the support you need from beginning to end.
As a nonprofit cooperative owned and operated by its members, you own an equal “share” in Listerhill and vote in elections for the Board of Directors and Supervisory Committee. That means your voice is always heard, and in turn, our actions reflect your needs and desires.
Yes there is! We just opened our Athens Flagship branch in June 2022. Come visit us!
*Terms and conditions apply. Subject to creditworthiness. Interest will continue to accrue through the deferred payment period. Loans eligible for up to 90 days no payment include auto (including dealer loans), personal, or recreation loans made directly with Listerhill Credit Union. If refinancing an existing Listerhill loan, total loan amount must include a minimum of $2,500 in new money to Listerhill. This promotion excludes mortgages, HELOCS, business loans, Christmas loans, credit cards, lines of credit, share-secured loans, or hardship loans. Other exclusions may apply. Promotion ends May 31, 2022.
You do not pay any additional fee or donation when you join Listerhill through KFKA. Listerhill makes the $5 donation to the Listerhill Foundation. Because you are not the one making that donation directly, it is not a tax-deductible contribution for you.
For personal giving to the Listerhill Foundation, please consult your tax advisor about your specific situation.
Yes! You can still support the Listerhill Foundation and Kicks for Kids as a member through donations, fundraising events, and volunteer opportunities.
If you're within Listerhill's existing service areas, you may qualify based on where you live and your nearest Listerhill Credit Union branch. If you're outside our service areas, you can still become a member. by joining through the Kicks for Kids Association (KFKA) during the application process.
No. There is no extra cost to you to join Listerhill through the Kicks for Kids Association (KFKA). For every new member who joins via KFKA, Listerhill Credit Union donates $5 to the Listerhill Foundation to support Kicks for Kids.
An associational membership is a way to qualify for credit union membership by belonging to an approved association or organization. In this case, joining the Kicks for Kids Association (KFKA) is what makes you eligible to join Listerhill Credit Union, even if you don't otherwise qualify by where you live, work, worship, or attend school.